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If You Are Single & Living alone Do You Watch What You Spend Day To Day-Month To Month?

  1. #1
    Join Date
    Jun 2014
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    Central California
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    3,854

    If You Are Single & Living alone Do You Watch What You Spend Day To Day-Month To Month?


    I don't and that was not always the case when I was married, into a career and raising a family. At this point in my life I buy what I want and don't give a hoot about how much I spend. Of course my needs are pretty simple now with no extensive travel or trips, hobbies, home or vehicles. Food, housing, entertainment and gifts are my major expenditures. So if I want to buy a big slab of expensive gourmet cheese, so be it.

  2. #2
    Join Date
    Aug 2015
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    Ohio
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    6,636
    Yes, Lon, I have to watch what I buy because I am on a fixed income. I do however say "the heck with it" at times and get that big block of cheese! LOL
    The best and most beautiful things in the world cannot be seen or even touched
    - they must be felt with the heart. Helen Keller



  3. #3
    Join Date
    Aug 2016
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    Near Mount Pilot
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    2,645
    I watch my spending pretty closely and usually end up on track with my proposed annual budget, plus or minus five percent.

    I too buy what I want and am very, very, fortunate that I don't want very much, LOL!

    "Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery." - Mr. Micawber

  4. #4
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    Oct 2013
    Location
    Maryland
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    20,553
    Nope, never have. I seem to have a built-in control mechanisms that keeps me from going off the deep end, spending -wise.

  5. #5
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    Jun 2014
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    Central California
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    My big purchase this morning was a Lazy Boy Recliner with all the bells and whistles. I sorely needed a comfortable chair to sit/recline in & soothe these old rusted bones and joints. For what I paid for this chair I could have bought a whole living room set 40 years ago. That's OK I tell myself. You deserve it Lon.

  6. #6
    Join Date
    Feb 2016
    Location
    Houston, Tx.
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    I agree Lon, I splurge sometimes, but since its just me, I think after all these years I deserve it. But I still load coupons on my Kroger card if I use the items and always the free download on Friday. If I cannot use it, I give it to someone that can.

  7. #7
    Join Date
    Apr 2016
    Location
    Corte Bella, AZ
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    1,342
    I suspect that at this point in our lives we do what we do out of habit. No I don't "watch what I spend" because I just do this week/month the same as I did last week/month.

  8. #8
    Join Date
    Jan 2014
    Location
    Mississippi
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    890
    I spend pretty much what I want. But I don't consider myself wasteful or haphazard in the way I spend. Certainly not trading in cars every month and buying a new one. So I spend what I want within reason.

  9. #9
    Join Date
    Apr 2017
    Location
    Woodbine, GA
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    24
    My income isn't the greatest. My kids are amazed at how I can stretch a dollar. I lack for nothing. Soon I shall be buying a new vehicle and will pay cash. I prefer to not have all the fancies and gadgets in order to pay cash for items. I do not need a lot of things other people think are staples. As long as I have my craftwork, I'm happy. Have found a lot of items to craft with at tag sales. Right now I'm planning a tag sale to make some money to add to the pot. Live simple and be creative.....it's more fun for me and keeps me off the streets and out of trouble LOL

  10. #10
    Join Date
    Nov 2016
    Location
    Charlotte nc
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    127
    I do have to keep an eye out but when the GDs visit my eyes get blurry. 😄😄

  11. #11
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    Aug 2015
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    Florida
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    Lon, you have to be careful of those recliners, they are sleep inducing.

    The sneaky expenses are the ones that come up only a couple of times a year like insurance.

    I expect that there is a fair chance that our car will outlast me. My wife doesn't drive, so our grandson could wind up with our convertible.

  12. #12
    Join Date
    Feb 2016
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    4,967
    you have to be careful of those recliners, they are sleep inducing.

    Especially with a soft cuddly blanket draped across you.......

  13. #13
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    Sep 2016
    Location
    Massachusetts, USA
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    Quote Originally Posted by Manatee View Post
    Lon, you have to be careful of those recliners, they are sleep inducing.

    The sneaky expenses are the ones that come up only a couple of times a year like insurance.

    I expect that there is a fair chance that our car will outlast me. My wife doesn't drive, so our grandson could wind up with our convertible.
    Leaving your car to your grandson made me chuckle. We gave our last Honda Accord to our grandson when we bought our latest, another Accord. As we all live together, my wife, myself, and our daughter's family, our grandson's Accord is usually parked next to ours. Last week, when my wife and I were heading out, she called back to me, "unlock the (car) door". I pushed the button on the key fob but she still couldn't access the car until she realized (in a senior moment) that she was at the wrong Accord. Age takes it's toll. LOL

  14. #14
    Join Date
    Aug 2017
    Location
    Phoenix Arizona
    Posts
    31
    I sure do watch mine. If it's something I really want/need I will take some out of my savings, but I try not to do that for everyday things.

  15. #15
    Join Date
    Aug 2017
    Location
    Buffalo,NY
    Posts
    125
    I've kept track of everything I spent month by month for nearly 30 yrs,no plans to stop doing it any time soon Sue

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