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Junk Mail With Money In It-Can I Keep Without Responding?

  1. #1
    Join Date
    Dec 2013
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    6,037

    Junk Mail With Money In It-Can I Keep Without Responding?

    Keep on getting junk mail from a survey from a survey company. By the third mailing they were up from 5 to 10$. They also started saying 'Or Resident' on the mailing envelope. Get calls shortly after if not mailed in, they insist someone agreed to take them. No one in the house does unsolicited business or agrees to anything from a phone solicitation. For specific charities we might say 'Send me more information in the mail and we'll think about it'. There is also a message in some of the envelopes saying they will send another $25 if we complete the survey.

    To top it off I can't believe people actually fill those things out. They are the size of a small phone book, they literally will have book on you when they are done. Did some research and seems there are professional survey takers saying they average $130 per survey. I don't think they realize how much information they are giving up about themselves.

    One of the mailings is a year old. No bill collection letters yet so I would assume it's safe to pocket the money and trash the paperwork. Some are telling me don't do anything with the money or paper(with a due date by the way) I always heard one can keep unsolicited cash or prizes sent in the mail?

  2. #2
    Join Date
    Jan 2017
    Location
    Northwestern Ontario Canada
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    4,460
    Is it a coupon or actual cash?

  3. #3
    Join Date
    Dec 2013
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    Quote Originally Posted by Camper6 View Post
    Is it a coupon or actual cash?
    Cash, 5 and 10 dollar bills.

  4. #4
    Join Date
    Oct 2016
    Location
    Rochester, NY
    Posts
    1,977
    I always keep it. What the heck
    Don't Stop Believing

  5. #5
    Join Date
    Jul 2015
    Location
    North Carolina
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    3,817
    I often receive junk mail "checks" from loan companies etc that look like a check, walk like a check, and quack like a check...but is NOT a check. More than likely, if you read every little line of 6 point type on the check, you will find where it even says, "This is not a check".

    If it IS a real check then, rest assured, you must earn it some way some how. How else would a company stay in business?

    EDIT: I see now above you have said it's CASH. Take the cash to the bank and ask them to check to see if it's counterfeit.

  6. #6
    Join Date
    Mar 2015
    Location
    Ohio USA
    Posts
    6,997
    About 15 yrs ago I got a survey request from Nielsen with $30 cash enclosed. It was strictly limited to questions about which TV shows I watched in a particular week. I filled it out and mailed it back. Easy $30, took only a few minutes. Then a few yrs later (I'd moved) they upped it to $35 cash. What the heck,

  7. #7
    Join Date
    Jul 2015
    Location
    North Carolina
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    3,817
    If it's legitimate cash then do whatever you feel is right. They probably factor in the loss for those who keep the money but don't do their part.

    The company must be making money or they wouldn't be doing it. They probably target people who have a record of responding to this sort of mail...and therefore minimize their losses.

    This is what I would do. If it's worth the money to do my part then I would do it and keep the money.

    If It's not worth the money (you said a 30-page survey??) or I didn't want to do it or didn't have the time to do it, then I guess I would have to keep the money without doing anything because otherwise I would be spending my own time, money, and aggravation to mail it back which only encourages the company to continue this solicited mail into the privacy of our homes.
    Last edited by Lara; 07-11-2018 at 01:18 PM.

  8. #8
    Join Date
    Jan 2018
    Location
    CT
    Posts
    449
    I realize this is from a Minnesota Law Firm; however they reference Federal Law. Also this refers to packages.


    https://www.ag.state.mn.us/consumer/...erchandise.asp

    "Under state and federal law, recipients of unordered merchandise may keep the goods and are under no obligation to pay for or return them."

    I agree take the bills to the bank and have them checked; but I can not see how the sender would know if you even opened the mail. Some people just pitch all junk mail.
    Sarah

  9. #9
    Join Date
    Jan 2014
    Location
    So. California
    Posts
    9,002
    Honest though I am. I'd keep the cash and deny ever receiving it. Just as I do with Jury Duty notices.

  10. #10
    Join Date
    Oct 2013
    Location
    Maryland
    Posts
    29,320
    Any unsolicited items sent to me in the mail are gifts to me, as far as I am concerned. I've never gotten cash, certainly not on the order of what is described here. Now and then I'll get a pitch from some charity or other,
    with a nickel in it, probably just to get my attention.

    I do get a lot of return address stickers printed with my name and address, note pads, calendars, etc. None of it is needed or has been asked for; some of it gets pitched, but I do keep some of it. Once I felt guilty enough
    about using all the junk they were sending me to induce me to send them a small donation, about $10. This just encouraged them to step up the mailings and uninvited gifts. I decided that although their cause sounded
    like a worthy one, they were probably spending most of the donations on providing people with more junk!

  11. #11
    Join Date
    Dec 2013
    Posts
    6,037
    Even more frustrating is they found who else is or has lived at the address and demands to have them put on the phone when they call. They've gotten indignant if not aggressive in trying to get anyone to take their survey.

  12. #12
    Join Date
    Aug 2015
    Location
    Florida
    Posts
    2,017
    Legally, I was told, that anything they send you that you did not order is a gift.

    If you do respond put bogus data any place that they want private information. Tell them you were born in 1904, etc.

  13. #13
    Join Date
    Nov 2017
    Location
    Milford,OH
    Posts
    1,062
    Quote Originally Posted by WhatInThe View Post
    Even more frustrating is they found who else is or has lived at the address and demands to have them put on the phone when they call. They've gotten indignant if not aggressive in trying to get anyone to take their survey.

    I got a call one day from a branch rep, of the Fed student loan program......He informed me that i was in the rears on my 'student' loans for my grandchildren?...I have no kids..grand or otherwise. Bla Bla back & forth, he says that if I do not settle this soon....it could result in an agent showing up at my door..I said OK , sounds good...now is a good time for me, I'm just sittin' here sippin whisky , cleanin' my guns....click..

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