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Just joined forum. Looking for help getting ready for retirement

  1. #1
    Join Date
    Oct 2018
    Posts
    14

    Smile Just joined forum. Looking for help getting ready for retirement

    Planning to continue working nntil I turn 66 (I'm 64 now), Would like to work longer, but feel compelled to retire at 66 because of my health. My wife passed away 11 years ago, so it's just me. I worked at the same place for over 34 years now. When I retire, I hope that the combination of my social security, 401K, along with my savings will help me in my retirement.


    Paid off my mortgage, and have no other big payments. Hoping that I can get some answers here to basic questions about Medicare, Supplemental Insurance.


    I know I'll have to apply for Medicare (A) when I turn 65 (or a couple months before). Still considering dropping health coverage thru my employer and signing up for Medicare B and D as well when I turn 65. (My employer's health coverage is not good).

  2. #2
    Join Date
    Nov 2014
    Location
    Texas
    Posts
    6,543

  3. #3
    Join Date
    Dec 2017
    Location
    Houston Y'all
    Posts
    2,957
    Quote Originally Posted by sam1954 View Post
    Planning to continue working nntil I turn 66 (I'm 64 now), Would like to work longer, but feel compelled to retire at 66 because of my health. My wife passed away 11 years ago, so it's just me. I worked at the same place for over 34 years now. When I retire, I hope that the combination of my social security, 401K, along with my savings will help me in my retirement.


    Paid off my mortgage, and have no other big payments. Hoping that I can get some answers here to basic questions about Medicare, Supplemental Insurance.
    I know I'll have to apply for Medicare (A) when I turn 65 (or a couple months before). Still considering dropping health coverage thru my employer and signing up for Medicare B and D as well when I turn 65. (My employer's health coverage is not good).
    Hello and welcome. Sounds like some big decisions to be made. You need to compare the coverages and out-of-pocket costs to see which makes the most sense for you. If you are in poor health you'll definitely need comprehensive health care.

    "I wish that for just one time you could stand inside my shoes;
    you'd know what a drag it is to see you
    ." -- Bob Dylan

  4. #4
    Join Date
    Jan 2014
    Location
    So. California
    Posts
    9,891
    Sam. Glad you joined us.
    John

  5. #5
    Join Date
    Apr 2017
    Location
    georgia
    Posts
    713
    welcome sam from georgia

  6. #6
    Join Date
    Jan 2014
    Location
    London England
    Posts
    44,638
    Welcome Sam... have a look at this part of the forum which is dedicated to retirement issues...


    http://www.seniorforums.com/forumdis...tirement/page2
    Last edited by hollydolly; 10-07-2018 at 03:16 PM.

  7. #7
    Join Date
    Aug 2017
    Location
    Buffalo,NY
    Posts
    1,656
    HI Sam,welcome to this friendly place Sue in Buffalo,NY
    Walkers Take It All In Strides

  8. #8
    Join Date
    Jun 2014
    Location
    Connecticut USA
    Posts
    13,907
    Hi Sam

    welcome.jpg

  9. #9
    Join Date
    Oct 2014
    Location
    I think I'm in Florida, but I'm not sure any more......my GPS blew away.
    Posts
    7,809
    Welcome, Sam!
    If we're ever in a situation where I am "the voice of reason", then we are in a very, very bad situation.

  10. #10
    Join Date
    Nov 2014
    Location
    SURPRISE, ARIZONA
    Posts
    7,693
    We are either growing or dying.

  11. #11
    Join Date
    Feb 2016
    Posts
    10,552
    Welcome to Senior Forums sam

  12. #12
    Join Date
    Mar 2012
    Location
    USA
    Posts
    35,337
    Hi Sam!


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