My local shopping centre had two cash dispensing ATMs

[Bretrick]

that had no fees attached.
Then the shopping centre was taken over by new owners.
They removed the fee free ATMs and replaced them ATMs that charge $3 per transaction.
So now anyone who wants to use them, including bank balance is charged $3.

 

[hollydolly]

that had no fees attached.
Then the shopping centre was taken over by new owners.
They removed the fee free ATMs and replaced them ATMs that charge $3 per transaction.
So now anyone who wants to use them, including bank balance is charged $3.

Many ATMs here charge £1.75 per transaction..if they're stand alone.. and not within a bank...

 

[Bretrick]

Many ATMs here charge £1.75 per transaction..if they're stand alone.. and not within a bank...

Pure robbery. One now has to buy access to their own money.

 

[Aunt Bea]

It costs quite a bit to manintain an ATM and they have become a target for vandals and thieves in recent years.

With the relatively easy use of credit and debit cards for every day purchases there is little need for a merchant or shopping center to take on the headaches.

I go to my local bank’s ATM a couple times a year for cash and probably could get away without that if I started using money transfer apps like Venmo to exchange funds with family and friends.

The times they are a changin’.

 

[OldOld]

Try use credit/debit cards as much as you can when you shop.

 

[spectratg]

Call me a Luddite, but I have never used an ATM!

 

[Trade]

I would never use an ATM that wasn't free.

 

[spectratg]

Of course I hardly ever use cash--everything is bought with a plastic (credit) card which get paid in full every month with an automatic deduction from my checking account.

 

[Trade]

Try use credit/debit cards as much as you can when you shop.

I try to use cash as much as I can.

 

[MrPants]

I don't think I've ever used an ATM other than ones inside a bick & mortar bank building. Even those I rarely use because I almost never use cash. I was always suspicious that those ATM's at the variety store or where ever were somehow not really legit tied into a banking institution just because they tended to charge so much just to use them.

 

[Aunt Bea]

I try to use cash as much as I can.

So did I before the pandemic.

I never had much cash when I was young and I enjoyed the feeling of having a comfortable stash at home within easy reach.

During the pandemic I spent down my stash and turned to plastic.

At this point in my life plastic makes more sense for a variety of reasons.

 

[papa tiger]

They Chain them to 4x4's and drag em away here.
The turn around ends up an LEO Lunch / Paper work area.

 

[papa tiger]

So did I before the pandemic.

I never had much cash when I was young and I enjoyed the feeling of having a comfortable stash at home within easy reach.

During the pandemic I spent down my stash and turned to plastic.

At this point in my life plastic makes more sense for a variety of reasons.

They call it Jugging here when they mug you after getting a wad of Cash at an ATM

 

[papa tiger]

It costs quite a bit to manintain an ATM and they have become a target for vandals and thieves in recent years.

With the relatively easy use of credit and debit cards for every day purchases there is little need for a merchant or shopping center to take on the headaches.

I go to my local bank’s ATM a couple times a year for cash and probably could get away without that if I started using money transfer apps like Venmo to exchange funds with family and friends.

The times they are a changin’.

I could pass on the Appps.

 

[Bretrick]

I would never use an ATM that wasn't free.

Same here.
When the new owners took over the centre they said it would enhance shoppers experience. How does buying your own money enhance the experience?

 

[Trade]

Same here.
When the new owners took over the centre they said it would enhance shoppers experience. How does buying your own money enhance the experience?

"Buying your own money"

 

[Trade]

They call it Jugging here when they mug you after getting a wad of Cash at an ATM

The only ATM's I use are the drive through ones at my credit union branches. If someone trys to mug me there I'll just floor it and run them over if I can. I also have a gun in my car so if I see someone suspicious looking approaching I'll be ready for them. One of the few advantages of living in a deep red stand your ground state.

 

[January]

to be fair, it was probably a decision of the banks concerned not the new owners of the shopping centre

 

[January]

I dont think we have drive through ATM's in Australia - I've never heard of one here.

 

[That Lady in PA]

And you have the choice to not use that one!

 

[Bretrick]

to be fair, it was probably a decision of the banks concerned not the new owners of the shopping centre

Different brand of ATM.
Out with the old, replaced with fee paying ATM.

 

[Bretrick]

And you have the choice to not use that one!

And I no longer use that one.

 

[Naturally]

I don't use an ATM often but on the off chance I need to use one when "out of the loop" and the ATM is out of my financial network ... no problem. The fee ... and there is always a fee ... is refunded by my credit union to my account. Yes you read that right, my credit union will refund any fee charged when I use an ATM that is out of the network. Totally unbelievable and appreciated that my credit union would do that. However, there is a monthly limit on how much they will reimburse or how many out of network transactions they will cover. I can't remember what the limit is and it's not a factor anyway, as I seldom use ATMs that charge a fee.

 

[Bretrick]

I don't use an ATM often but on the off chance I need to use one when "out of the loop" and the ATM is out of my financial network ... no problem. The fee ... and there is always a few ... is refunded by my credit union to my account. Yes you read that right, my credit union will refund any fee charged when I use an ATM that is out of the network. Totally unbelievable and appreciated that my credit union would do that. However, there is a monthly limit on how much they will reimburse. I can't remember what the limit is and it's not a factor anyway, as I seldom use ATMs that charge a fee.

I have never heard of that. A bonus for sure.

 

[OldOld]

I don't use an ATM often but on the off chance I need to use one when "out of the loop" and the ATM is out of my financial network ... no problem. The fee ... and there is always a fee ... is refunded by my credit union to my account. Yes you read that right, my credit union will refund any fee charged when I use an ATM that is out of the network. Totally unbelievable and appreciated that my credit union would do that. However, there is a monthly limit on how much they will reimburse or how many out of network transactions they will cover. I can't remember what the limit is and it's not a factor anyway, as I seldom use ATMs that charge a fee.

Charles Schwab bank refunds ATM fee as well.