Recent content by California-Gal

Just curious....Have alot of wrinkles so hoped to buy something I can use at home but would consider outside options too. Thanks

Interesting information, thank you. Verified Indians who access IHS Clinics can fill out an exempt form from the Obamacare mandate since it's considered credible coverage. Regarding Part D, there is no penalty though I am not sure how that is handled. I know it can be signed up for at any time...

This indemnity plan can go with Medicare/Medicaid too but it will be considered primary. No drug plan penalty for me since I the Native American Clinic Pharmacy is considered coverage in every way

I believe with two plans (one Obamacare compliant) I am pretty covered.Yes the drug plan isn't the best, and neither is the group life/ad&d but we we also have another company for which I pay $10 a month for 50K/25K life/ad&d for my husband and I. The "real" hdhp is useless to me, never used...

Also included in PAN AM is Group Life Insurance & AD&D- 15k or double 2k day for skilled nursing/hospital to 57 days a yr $10/$25 drugs MRI, big tests are $250 each Blood tests, x rays Ambulance- $250 day, max 4 rides a yr Vision to $300 yr No Chiro or Accupuncture but everything else you can...

Yes apparently so. Thru my work, I pay $10 a month. Choices are $5 or $10. See below. This plan offers 1k of Dental a yr after $50 co-pay Prescription plan which is alright, I think it has a max of $300 a yr. Life/AD&D Some hospital/Skilled Nursing/ER/Ambulance/Xrays/MRI, etc...Doctor/Specialist...

If it's ok to ask... Is this an indemnity policy like I have? Or are you piecing together parts of different plans? I understood no insurance agent would sell to someone of medicare age unless it was a medicare approved plan. Just curious.

401k- Started at age 50 when company introduced it. What will the 401k do for me if everything goes smoothly? 1. Keep me off Medicaid, hopefully. An otherwise possible destination for about 5 vulnerable yrs (age 72-77 or so) 2. A little extra spending $ Health issues, our whole lives, kept us...

Single lady here. Social Security, in a few years, will be between $1300-$1400 a month. Can easily live on this since my house payment is only $50 a mo with no utility costs. House is off grid powered by our spring somehow (hydro power) Health will not sustain working longer. I am baffled by...