Thanks everyone for the information. I will try to put this off till Medicare kicks in. Never thought I would be wishing myself older! Have a very Happy and Healthy New Year.
I am 63, soon 64, may need some shoulder surgery. I have health coverage which is 80/20 and pretty good through my previous employer. I will have Medicare when I turn 65 of course. Would it be better financially, cost wise, to have surgery before Medicare kicks in or after? I think I could...