Recent content by Dennis K

If I retire before reaching age 65 I will most likely take Cobra from my place of employment. Cobra is good for 18 months which will be more than enough time before I reach 65. I already know the cost which comes out to what I would pay under Obamacare or a private insurance. A lot. The nice...

Of late I have been taking the "Agnostic" attitude on such matters. Until proven to be, I cannot believe, but on the other hand, until proven not to be, keep an open mind.

This thread is not intended to judge what went on during the 60's, but rather open a discussion about what you were doing during that time. You can say it was a revolution against the establishment, but whatever you call it, it was a most interesting period for our generation. This period...

Not retired yet but trying to keep up with changes. Every year changes go into place that affect social security, medicare, and other services for retirees. Many of these changes were enacted years ago and are just now becoming a reality and each year can bring changes. These changes can occur...

If I retire before my full SS age, 66 in my case, I will have an income cap, and anything above that would result in having to give back some of my SS received for that particular year. If you start taking SS before you reach your full SS age, does the income cap still go away when you reach...

That is good question and like you I have been asking similar questions as I get closer, and for the most part have found answers on the internet. The best place to check is the SSI web sight. https://www.ssa.gov/ Click on the Retirement Estimator and fill in the questions. After you get past...

This is discussed often here, and I know many will say that they do not know how they were able to work with every thing they have going on after retirement. So this is a specific question regarding preparing for retirement. Forget about the financial side of preparing, and answer this question...

Retirement is near. I have planned financially but sometimes I wonder if I am prepared mentally. I am the type of person that needs to stay busy. Work fills in a good portion of that need now. Sometimes I wonder if I will have enough to do, especially in the winter months. Will I be able to...

Has anyone here gone the medicare part C route?

I am 63 and still working and have health insurance with my company. If I retired today I would have to buy health insurance for my wife and I. I looked at the costs of 3 options I have. 1. I took a pension buyout from my first career after 31 years. This excluded me from getting subsidized...

Hypothetically: You retire at 62 and your retirement income will only be a taxable retirement fund and social security whenever you opt to start it. Now you have to look at your retirement fund in a different light. Prior to retirement you were adding shares to your account by making monthly...