I was double insured with two premium health insurance policies. Wifes and mine. Dual insured is useless.
No cancer hospital accepted either one to treat my colon cancer that was bleeding and about to spread.
The policies were HMO. I had no clue that beyond being able to pick your own doctor...
A group of about 20 of us retirees RV camp and run Side By Sides across the sand dunes near Death Valley Ca:
Then we cheered on the Baker Ca to Las Vegas Nv Law enforcement relay run: