Recent content by leastlongprime

  1. L

    Would you relocate for financial reasons?

    yes, we would move for financial reasons.
  2. L

    Fuduciary vs financial advisor

    We use a FA (commissioned)-Fudiciary for part of our retirement assets. Some specialized longevity annuities, long-term care insurance, and a small managed account all, obtained thru the FA. The FA now is a fudiciary. According to him, he is still compensated by either structure. He's very...
  3. L

    How do you feel about annuitiies versus CDs?

    as of 8/16: SWVXX, 7 day yield =5.14%
  4. L

    Severe pain in hands

    Are you on blood thinners?
  5. L

    Severe pain in hands

    Could be gout (uric acid crystals precipitating when blood acidity is below ph 4.6 (?) ) which also occurs in the finger joints. Colchicine homeopathic remedy is available online (Amazon, ebay, or the manufacturer). Also available by prescription. If you do have gout, this remedy is amazingly...
  6. L

    Severe pain in hands

    x-rays to eliminate or discover cause? Once in awhile my middle finger will lockup for unknown reason. One or both middle fingers will lockup in the upright position when I hear politics.
  7. L

    Best CD rate I can find at the moment.

    Anything over 4.5% is requiring new money and over $25,000 for 12 months. I didn't look that hard since we don't have that much uncommitted funds. A few thousand yes but not +$25,000.
  8. L

    How do you feel about annuitiies versus CDs?

    As a marker, SWVXX as of 08/02/2024, the 7 day yield was 5.14%; DJI was off today -1033 to 38703; NASDAQ was off - 576 to 16200
  9. L

    Huge drop in stock market to start week. Several financial websites crash

    Finally able to log in at 0840 PT. I bought shares in limit prices that I never removed. They prices were deeply discounted as of Friday prices. What does hurt is the loss of unrealized gains.
  10. L

    How do you feel about annuitiies versus CDs?

    Re: OP, Annuities vs CDs CD's are bank's short to medium term savings. Very low risk in losing "the money". The comparable insurance industry's product is a MYGA (multi-year-guaranteed-annuity) short to medium term contracts. Very low risk in losing the money. We have credit unions' CD's time...
  11. L

    Much Higher Interest Rates for Much, Much Longer

    I agree. our stimulus money went into high yield savings, which then wasn't yielding too much, but now is yielding ~5% (about inflation rate). Over all, it was highly inflationary to those who are susceptible to inflation.
  12. L

    Where to live best?

    Oregon view property tax is because the property has higher desirability vs a view of your neighbor's front door.
  13. L

    Buying Medigap G, what're your thoughts? AARP plan G plus opinions wanted

    Have AARP/UHN, plan G, which pays for a lot. Haven't seen a doctor's bill for a long time even with a bike accident this year. I should really look into our AARP/UHN plan since we haven't used a gym since early 2020. Will be changing to a lower cost D because all our drugs are generic and we...
  14. L

    How many watches do you own ?

    1-inherited Rolex A collection of analog Citizen E870 eco-drive, perpetual solar, day-date-month-yr, A collection of analog Citizen E811/E820 eco-drive, perpetual solar, chronographs. Few Citizen eco-drive, plain analog. A Seiko analog autowind-battery. A Bullwinkle Moose jewelled automatic...
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