Recent content by YodaRules in NC

Time to get Will updated naming an executor to handle my last wishes. All of my financial accounts have "Estate" as beneficiary and the Will is to advise the distribution of proceeds. Previous Will has a sister named as executor but lately I can tell this would be too much for her. She does have...

Maybe this will shed some light on "afforable" and "income". These figures are from the Low Income Housing Tax Credit (LITHC) apartments in my area for July 2022 (2 bedroom/1 person): Income Range % Rated Monthly Payment 40,200 - 53,600 80 995 33,500 -...

From what I understand (and this is talking with others who have been on lists before) that if your name comes up and you aren't ready to take advantage it stays on the list but......goes to bottom. One thing to consider is in the 1.5 years was living in the apartments 10 units became available...

I have lived in an LIHTC (low income housing tax credit) senior apartments. Years ago I sold my house and built a 360 sq ft apartment on friends house (17 acres and beautiful grounds). Then came a developer wanting to buy friend's land so I began looking into other arrangements. Didn't know a...

Hollydolly.... sounds like a great idea and add a little income to your life. Let us know your thought process (if you go forward) in pulling this possible idea into a plan/business. Life you, I feel this could be very advantageous to everyone concerned living in your area.

To buy an RV and travel for at least 5 years -- and I did!!! Used my home (in Florida at the time) as homebase and traveled 6-8 weeks at a time sometimes with other women campers and sometimes out on my own. Created memories I'll forever cherish -- did a Florida to Alaska trip, several trips to...

I'm 72, living in a lower income senior apartment complex (rent $1K monthly) and have 10K sitting in a credit union money market account. This 10K is above what I keep for "rainy day" and "emergency living" funds. Wondering, and asking your advice, on a good place to put these funds with maximum...

Gosh, so nice to see these wishes...... it was a quiet but great long birthday weekend (thanks to MLK for the holiday added). Again.....thank you!

Still waiting on drawing that should have been last night (Monday) to see if my 3 tickets do anything. Who knows................. first thing to do IF you do win is make a list of people likely to ask for money -- call each one and ask if you could borrow $500 and need it as soon as possible for...

I'm in central North Carolina and moved (last November) into a new 55+ Senior Affordable/Low Income apartment complex with 68 units (about 1/2 are 1 bedroom and 1/2 are 2 bedrooms. Just finished the recertification for 2023 and our income brackets are (this is gross income -- no deductions)...

Tabby Ann, I'm 71 so can't write on life after 80 -- can write on life after 70 for me which has me contemplating what it will be like to reach (and pass) 80. Retired decade ago, no spouse or children, live alone in a 55+ apartment community for the past year. There are days I don't go out of my...

Have my "emergency funds" parked in ROTH with my credit union earning less than 1% and laddered so $6,500 can be withdrawn (with no penalty) as $13K now and $6.5 K annually for next 3 years. Interest on ROTH is taxable both Federal and State. Thinking of taking out the $13K and purchasing $10K I...

A little late.... but, Happy Belated Birthday from another N.C. senior.

New member checking out the posts.... some thoughts on affordable living. I found here in NC one can move into a 55+ "affordable living" independent apartment complex with retirement annual income under 35K (one person two bedroom apartment) for right under 1K monthly. AND, was pleasantly...

Hey Pinky, thanks for the drop in!! Upon entering the retirement world about 8 years ago bought a trusty RV and was out and about seeing the good old USA and Canada (I love your scenery on the Western part). Again, thanks for the drop in. Patsy