wot she said ^^^^^^Nope. For day-to-day life, I play it as it lays. Always have been a free-form kinda gal.
Long term plans like saving for retirement were adhered to, but even those were loosely formed. Turns out DH & I have kept our business open past our plan exit date because it turns out we're still enjoying it.
Obvs if I have appointments, commitments to watch grands, errands that need running, chores that need doing, etc., I take care of those.
I bristle at anyone or anything telling me what to do, so being a slave to my own calendar is out of the question.
I bet he thanks you, if only to himself.I would feel so much better if I could plan ahead , not just in case of problems but for fun or everyday stuff too and Iāve been like that all my life but my huzz hates planning ahead so I get to spend more time than Iād like (or should) worrying, oh well.
I realize I didn't address the working years at all (by which I mean the $-earning years). We did have to plan, as we were two freelancers ā DW being an artist, and myself being a freelance journalist. We bought country land when it was extremely cheap here. Then my doing our carpentry, plus our gardens, fruit trees & chickens (etc), saved us huge amounts of money. But our money earned was partly put into savings, and eventually mutual funds.It sounds sad to some but planning during our working lives was essential.