After California 2019 fires, one house left unharmed

Yes, it can be done but it's expensive. One homeowner down in LA was featured in an article and admitted it added over $100K to the cost of rebuilding - all out of pocket (although he was saving a bit on his insurance premiums, LOL).

80% of all homebuilding in the U.S. is taking place in the Wildland-Urban-Interface areas, where fire and flood damage are higher risk.