I often wonder, how many people think as I do, that I am going to have to ease into the transition from full time employment to full time retirement. And this has nothing to do with financials. Just do not know if I can just go cold turkey. It may have something to do with the type of work I do. I know many people in the same line of work who will retire, but continue to do consulting work well into their 70's. I often ask them if it is because they just cannot turn away completely from it, or is it because they have to get away from their mates from time to time. None have ever said it is because of the need for money. I was thinking about about going to a 4 day work week, which I can and this keeps my benefits going. I am lucky because I do have some options to keep doing what I am doing, but have more control over how much I do actually work. The question remains, how many people here have eased into retirement and not because of financial reasons, vs just pulling the plug and going cold turkey.