Robert59
Well-known Member
I pay almost 500 dollars a month for medical insurance and would like to get medicare. Thanks for the help.
This may be a moot point for Robert because he needs to be 65 before he can get medicare, but are you including employer retiree insurance coverage when you say "you cannot have employer based insurance and Medicare at the same time"? If so, that is not the case, at least not with State of N.J. retirees.Are you still working? You seem to be asking for only Medicare and not SS benefits so I'm not sure exactly what you need. You can retire early but your benefit amount will be greatly reduced. You cannot have employer based insurance and Medicare at the same time.
It might be helpful to visit your local office to be sure you know what you qualify for. Also, there is a lot of information on the Medicare, CMS, site.