Car Insurance Company Tried To Rip Me Off (Unsuccessful)

win231

win231

SF VIP
Location
CA
My car insurance company automatically renews my policy every 6 months.
This morning, I got an e-mail with my renewal - for DOUBLE the premium. There were no changes, no tickets, no claims.
I phoned them, all ready to do battle. The woman explained that I didn't respond to a previous e-mail asking me for my mileage, so they put me down as driving whatever "average" miles they decide is average - & charging me, accordingly.
I explained that I never received any such e-mail & what right do they have to just double my premium based on their fabricated assumption?
I also said that was a good way to lose a paying customer - I started shopping elsewhere as soon as I read the e-mail.
She immediately apologized & reassessed my premium for what it was originally.

Yeah.........keep trying........
 
Yep you have to watch out for Insurance companies automatically renewing, and hoping you won't notice a price rise. This is why I changed Car insurance companies ( One of the largest and most well known ) a couple of years ago.. my insurers had always been fair about sending a notification about a month in advance telling me what the premiums would before the following year and giving me a chance to agree or find another quote elsewhere , and they would usually match it ... but on this one occasion they didn't and they automatically renewed and added £200+ to the cost.

I tore them off a strip got them to cancel the policy with immediate effect.. and found an Insurer from whom I got not only several added benefits than from my previous and long term insurers, but also at a lower price than my original cost... so not only did I not pay £200 extra this time, I actually in effect Gained almost £400 because the new company's quote was £200 under my original premiums. I've been with them 3 years now, and thus far they've been excellent
 
AT&T, who I actually like, upped my cellphone bill by about $40. I noticed it maybe 2 months later. They said my plan "expired" and they were unable to reach me by phone. I never answer the phone unless I know the caller. They moved me to a "new" plan and now I pay $40 less again.
 
Lawrence00 said:
AT&T, who I actually like, upped my cellphone bill by about $40. I noticed it maybe 2 months later. They said my plan "expired" and they were unable to reach me by phone. I never answer the phone unless I know the caller. They moved me to a "new" plan and now I pay $40 less again.
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When a company pulls that crap with me, I give them two choices: Either reimburse me the amount you ripped me off for, or I'll say 'bye.
So far, I've always been reimbursed. It's not just the money; I don't let anyone screw me over in ANY way.
 
I've never been a fan of "autopay". I much prefer to get a formal statement in the mail, then send the payment if everything looks correct. The Only thing I pay automatically is my small cell phone bill which I'm signed up for their most basic service....and I check that to make sure the billing remains correct.

The way things have been so screwed up this past couple of years, with many employees changing jobs, or being laid off, etc., I suspect that there is a lot of "human error" occurring in many businesses.
 
win231 said:
When a company pulls that crap with me, I give them two choices: Either reimburse me the amount you ripped me off for, or I'll say 'bye.
So far, I've always been reimbursed. It's not just the money; I don't let anyone screw me over in ANY way.
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Yup, some of those companies are slimy I recently bought a new car. The dealership recommended a company with really low rates. Hey, I'm ready to save a buck. Turns out the rate was an "introductory" rate, the normal rate was a mere $1,200 more per year. I ditched them.
 
Nathan said:
At least with the Mafia they don't try to pretend that they're not crooks....
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Nathan, they say that white collar crooks are the worst. Apparently, those on Wall Street in New York are the worse of the worse. They hide under a suit and tie but they are evil; have no doubt about that! If you doubt me, think back to those wonderful times when many in the US lost their homes due to the subprime mortgage case. I believe that was around 2008 but I could be mistaken. They gave mortgages to the unemployed with no equality and then sold the mortgages so after. Good deal for Wall Street; not good deal for desperate people hoping to buy a home.
 
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Packerjohn said:
Nathan, they say that white collar crooks are the worst. Apparently, those on Wall Street in New York are the worse of the worse. They hide under a suit and tie but they are evil; have no doubt about that! If you doubt me, think back to those wonderful times when many in the US lost their homes due to the subprime mortgage case. I believe that was around 2008 but I could be mistaken. They gave mortgages to the unemployed with no equality and then sold the mortgages so after. Good deal for Wall Street; not good deal for desperate people hoping to buy a home.
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You got it. If you were breathing, you got a mortgage, didn't matter if you could pay. Then... Poof... Billions of dollars just evaporated and no one bothered to ask how or look for the guilty party.
 
For awhile, 4 or 5 years ago, our insurance company was giving a discount for driving less, and some were offering a "tracking" service that offered a discount to drivers who didn't speed, or drive recklessly. Those plans seem to have disappeared in the past year....probably because the insurance companies were losing some of their profits.
 
Packerjohn said:
Nathan, they say that white collar crooks are the worst. Apparently, those on Wall Street in New York are the worse of the worse. They hide under a suit and tie but they are evil; have no doubt about that! If you doubt me, think back to those wonderful times when many in the US lost their homes due to the subprime mortgage case. I believe that was around 2008 but I could be mistaken. They gave mortgages to the unemployed with no equality and then sold the mortgages so after. Good deal for Wall Street; not good deal for desperate people hoping to buy a home.
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Rest assured, I'm with ya on that. It was around 2007-2008 when billions evaporated into "thin air", kind of like 38% of the value of my supplemental retirement fund(457). When it comes to crooks stealing my money, I don't forgive and I don't forget.
 
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