We own a one bedroom oceanfront timeshare in Atlantic City, N.J.. After my husband passed away (and when I used to travel alone), I'd book a studio suite which has a full kitchenette (stove, refrig, dishwasher, microwave, dishes, etc.). Other amenities: on site pool, fitness room, a restaurant, cafe and free shuttle service to casinos and select spots in the city and the supermarket in Brigantine, N.J. In fall and winter it costs (not including taxes) $40 a night from Sunday - Thursday and $50 the rest of the year. $60 Friday and $70 Saturdays all year round, except Saturdays are $80 during peak season. I am rarely there on weekends unless I'm using my annual week (which is "paid for" with my annual allotted points, not $$). For a hotel rooms in Atlantic city, it costs anywhere from $108- $244 a night during the week and $320 - $509/night on Saturday night. I see that if I was not a five star owner at our home resort, the studio suite would cost $199 a night during the week and $699 on Saturday night.
Another option I have is booking through an exchange club if I want to go elsewhere, with thousands of resorts to choose from. There are plenty of discount prices to be had. This comes in handy because my preferences would be Marriotts, Hyatts, Wyndhams and resort hotels of that quality. Once my husband and I booked a three bedroom townhouse in Ocean City, MD for $179, not per night but for the week! Though still discounted, those prices have risen a bit, which means I can still pay for a week what might be the cost for one night otherwise.