Do You Deposit Paper Checks via Mobile Banking Smart Phone?

[RadishRose]

I don't get but a few checks and rarely.. This year I did get one for an over payment I made and I stopped at the bank to cash it on my way for groceries. Income is via direct deposit.

 

[SpicyTweed]

My pensions are electronically deposited to my chequing account, and payment for my utilities is electronically taken from that account.
I don't have a Smart Phone so, on the rare occasion I get a paper cheque, I deposit it through an ATM.

The only thing I pay by cheque nowadays is rent. On pension day, I withdraw enough cash from the ATM to cover expenses for the coming month (groceries, cabs, eating out, miscellaneous). I prefer paying cash for regular in-person purchases, but will use a credit card for expensive purchases. I make my credit card payments through telephone banking. I have a debit card, but don't pay for things with it because of the fees, which do add up if one isn't careful.

 

[Big Horn]

I have a debit card, but don't pay for things with it because of the fees, which do add up if one isn't careful.

I didn't know that debit cards ever had fees. ATMs at banks other than my own charge fees, however, so I often use the debit card at stores to get cash without paying a fee.

 

[Butterfly]

I didn't know that debit cards ever had fees. ATMs at banks other than my own charge fees, however, so I often use the debit card at stores to get cash without paying a fee.

I agree. Any fees incurred by using your debit card are for using it at ATMs other than your own bank's ATMs. There are no fees for using it to pay for things at stores, etc. I use mine all the time and never incur a fee.