Do you need more monthly income?

The fund is made up of 75% stocks, 20% bonds and 5% commodities. Not saying it is not a good fund, just pointing out it is not a conservative allocation. There are no free lunches.
 
Bullie76 said:
The fund is made up of 75% stocks, 20% bonds and 5% commodities. Not saying it is not a good fund, just pointing out it is not a conservative allocation. There are no free lunches.
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I would have to commend you for having a good allocation considering how the economy is performing. The Bulls seem to be happy at the present time, so having the majority of money in stocks is wise (for the moment). Tomorrow is another day.
 
oldman said:
I would have to commend you for having a good allocation considering how the economy is performing. The Bulls seem to be happy at the present time, so having the majority of money in stocks is wise (for the moment). Tomorrow is another day.
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I was just commenting on the funds asset allocation. I don't own it. Perhaps your reply was for the op.
 
That's a 25K minimum investment but no load. The trailing or SEC yield is only 5.83%, not the 8% many sights are showing, still not bad.

I'm kind of anti Vanguard right now because they and others have been using or abusing yet more tax loopholes to avoid paying taxes yet you pay with not the cheapest transaction fee and/or fund fees & expenses.

http://www.reuters.com/article/2014/07/26/vanguard-lawsuit-idUSL4N0Q05JG20140726

Mutual Funds have been the target of fraud and price gouging charges for decades at this point. I use them. It all depends how you look at them or what that fund does for you or what you are looking for.
 
I've got some money in a guaranteed annuity which pays out quarterly regardless of what the market has done. The amount is locked in every year and will not decrease, but will only increase.. It shifts the risk quite nicely.
 

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