Easy to Get Extra Help on Medicare for Prescriptions Costs

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April 21, 2016 - In times like these, every dollar counts. Some people qualify for big savings on their Medicare prescription drug costs and don’t even realize it!

In fact, if you receive Medicare, you may be eligible for the Extra Help, which could save you about $4,000 per year on your monthly premiums, annual deductibles, and prescription co-payments.

To qualify for Extra Help, you must be receiving Medicare, have limited resources and income, and reside in one of the 50 states or the District of Columbia. To find out if you qualify, Social Security will need to know the value of your savings, investments, real estate (other than your home), and your income. We will also need information about you and your spouse, if you are married and living together.

To apply for Extra Help, you need to complete Social Security’s Application for Extra Help with Medicare Prescription Drug Plan Costs. Our secure online application has self-help screens that guide you through a series of questions. You can apply from the comfort of your home, or from any other computer that is convenient to you. You can start and stop the application at any time, and go back later to finish it.

If you choose, you can apply for Extra Help over the phone by calling 1-800-772-1213 (TTY 1-800-325-0778) or visit your local Social Security office.

After you apply, Social Security will review your application and send you a letter letting you know if you qualify for Extra Help. Once you qualify, you can choose a Medicare prescription drug plan.
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My sister got the Extra Help when she was on SSI, but when she turned 65 and her SS retirement took the place of her SSI and Medicaid, she no longer qualified. You have to be VERY low income to get the Extra Help, but it's sure worth checking out.
 
It is a literally a lifesaver for me. My medications cost more than twice my monthly income. I got the extra help automatically. Never applied.
 

I have Medicare and an advantage program. When I applied for extra help they set me up to pay my Medicare premium, I get my prescripts for about a dollar, plus they hooked me up with Medicaid which pays whatever all the others don't. Yipee!
 
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