Fixing to retire

ironhorsedriver

New Member
Hello, Retiring from the railroad soon, be 62. Hoping to learn a little on here. I'm getting more than a little nervous about the major change it will bring.
 

Welcome to the forum from a Brit who has been retired for over five years now - retired at 60.

Those who cope best, it seems to me, fall into two categories. Those who love to do nothing and can just kick back - good luck to them but I'm not one of those, and those who plan for it.

My retirement was a bit unexpected as it followed some big government cuts which affected my job, so I scrabbled to do some last minute planning to fill my days. Took me a while but it was worth it. I have a number of hobbies and pastimes which fill my days these days. I still have the occasional day of boredom, but thankfully not many!

Enjoy yourself!
 
Hello, Retiring from the railroad soon, be 62. Hoping to learn a little on here. I'm getting more than a little nervous about the major change it will bring.

Congratulations!

I'm lovin my retirement. One of the biggest retirement issues here in the US seems to be health Insurance and I've known quite a few people who had to hang in there till 65 for Medicare. So make sure you have those three years from 62-65 covered.
 

Welcome to retirement and the nervousness that comes with it.

As you are a railroad retiree, I haven't clue a about how your retirement income, tiers, health insurance, etc. actually work. I will assume you already feel comfortable with that aspect.

I never had a problem with MY retirement, but I observed that "others" did have a problem with MY retirement.
 
I always planned to retire at 56, and this is what I did. The circumstances were not quite as I'd planned, but nevertheless it worked out to be the best 'career move' that I made.
Two things... 1. make sure your finances are sound. 2. Make sure you have plenty to keep you busy.
 
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