Have you gone cashless? If not, what do you with your change?

fuzzybuddy

fuzzybuddy

SF VIP
Location
The Sticks, Northeast PA.
I've gone totally cashless. Everything is on the card. I still have a big jug of change. Around here, you have to have an account at the bank, or they won't take change. And really, what can you do with change? Yes, it's still money, but few vending machines even take change anymore. The only place that takes change is a local self carwash. Have you gone cashless? What do you do with your change?
 

fuzzybuddy said:
Have you gone cashless?
Click to expand...
No
I pay cash for anything less than $20
Don't like to clutter my acct transactions
I do use the debit for anything that I might have to return

fuzzybuddy said:
What do you do with your change?
Click to expand...
Like most, it goes into jars
Full jar usually comes to a couple hundred bucks
Take it to the bank to run thru their whirly gig
Put two crisp Ben Franklins in the fire safe with the rest
 

Some stores have minimum amount purchases for credit, so I must use cash, including all those coins, mostly pennies. Quarters I have use for: AccessARide is $2.75 per trip.
 
A huge amount of consumer data is available and, when obtained, is a valuable asset for companies.
Credit, debit and loyalty cards, are an easy way for companies to collect data on a large scale. It is well-known that companies use card data to understand shoppers' habits and then shape it by targeting advertising and organising products to encourage more sales.

Retailers enrich the data they have collected from cards by buying customer data from third-party companies, known as data brokers.
These third-party companies amass information from card sales to create "profiles" of people with information about habits, patterns and personality. Retailers can then match their own data to these profiles, producing a clearer picture of shoppers. Some companies even share the information with retailers, who can use it to target their advertising.

That is why I will always pay by cash, or if it's an expensive purchase, by cheque. Amassing consumer information strikes me as Big Brother, I go out of my way to avoid being profiled.
 
Gary O' said:
No
I pay cash for anything less than $20
Don't like to clutter my acct transactions
I do use the debit for anything that I might have to return


Like most, it goes into jars
Full jar usually comes to a couple hundred bucks
Take it to the bank to run thru their whirly gig
Put two crisp Ben Franklins in the fire safe with the rest
Click to expand...
Not sure my bank has a whirly gig. Haven't seen one of those machines in the market that converts change to a store coupon either.
 
spouse has a big jar of change .....
when i need a quick store run for one or two items i take a small bag of change and go through a self checkout and pay the machine in change. think most i have done this way is about 13 dollars and when most are dimes and smaller it takes time to plug into machine i make sure it is a slow time so i do not hold up others.
Occasionally i take to a bank if there is more then normal ....
and grand kids are still little where a small hand full of change makes them feel "rich"
 
Like @Gary O', I tend to use cash for small purchases. I strictly use CCs for larger ones. Never use a debit card for anything but getting cash from my bank. CCs have far more safety features if lost, stolen or hacked.

Change goes into a big plastic jar and is sorted when I get around to it. It always adds up to a surprising amount. My bank has never raised a fuss about taking coins from me.
 
fuzzybuddy said:
I've gone totally cashless. Everything is on the card. I still have a big jug of change. Around here, you have to have an account at the bank, or they won't take change. And really, what can you do with change? Yes, it's still money, but few vending machines even take change anymore. The only place that takes change is a local self carwash. Have you gone cashless? What do you do with your change?
Click to expand...
same...with the big jar of change.. and same with the bank et al.. and occasionally when it gets too much I change it up at the bank. However I do try and make a consertive effort to take a bunch of change out in my bag with me, and when I'm buying a small item on it's own or a couple of small items.. for example, in the bakers shop.. or in the butchers, I will always try to pay cash....euqally at the swimming pool or sport centre I need cash for the lockers, so I take enough cash to pay the entrance fee...
 
I keep a few dollars of change. I try to pay the exact amount at the store when making a minor purchase. I keep some quarters in the car and truck for use at the car wash. When the nickels and dimes become excessive, I buy a lottery ticket. I let the pennies buildup, and when we go to the casino, I dump a small handful of them in the fountain. Our local bank has a coin machine where a person can dump their coins and get cash back.
 
Cashless & the change we get is from the cash out tickets at the casinos we go to. That change gets separated into pennies, nickels, dimes & quarters. Usually in Dec. I'll wrap them in wrappers we get from the bank. That money is bonus money that is recycled at the casinos.

Off topic. I did have to use 2 postage stamps the other day to send a claim to our HSA for my wife's dental work that exceeded the $3000.00 Medicare advantage amount for dental.
 
Use a 2% rewards card for all monthly payments unless they charge a fee, then debit card or direct link to secured pension checking account. Better record management. Hardly ever hoard change.
 
I've gone mostly cashless. Sometimes, If something is less than $5, I'll pay cash. Also there are some mini marts and discount stores that charge a fee for using a card. I'll pay them cash. Now that our laundry room uses the card system instead of quarters, I'll put them and any other change I get into my little bank, wrap them at some point then take them to the bank to get paper money.
 
You only get change when you use cash....am I wrong?

I put my change in a little tin my granddaughter gave me years ago. It has an underwater seascape picture of Disney's The Little Mermaid on it. The change is for panhandlers.

I used to use it for the $2.00 DYI car-wash that I lived across the street from, but now I have my own yard and garden hoses, so I get free car-washes and various panhandlers get the two bucks.
 
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fuzzybuddy said:
I've gone totally cashless. Everything is on the card. I still have a big jug of change. Around here, you have to have an account at the bank, or they won't take change. And really, what can you do with change? Yes, it's still money, but few vending machines even take change anymore. The only place that takes change is a local self carwash. Have you gone cashless? What do you do with your change?
Click to expand...
Since I am pretty well house bound I had a whole bunch of "loonies" (1 dollar coins) and "Twoonies" (2 dollar coins) sitting in a desk drawer for ages. Finally I gave them to my hairdresser as a tip. She was shocked because it was about forty dollars worth for a five minute haircut of a mostly bald head!
 
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fuzzybuddy said:
And really, what can you do with change? .... Have you gone cashless? What do you do with your change?
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I hate change nowadays. The only time it was ok was when I sold my house and found enough change while packing up that it was worth going to the grocery store to feed it into the coin machine. Though even that wasn't perfect because the machine gave me a slip to take to the customer service desk and they gave me the desirable paper cash but then there was a little bit that was change, ugh, I had to find a donation box to get rid of it. Pennies I just throw away, but I feel bad about the copper (assuming they still contain any) going to the landfill.

I was cashless for a long time but since moving to a retirement community at the end of last year, I've had to use cash many times for club activities. It is very annoying, these old people need to get with the times! ;)
 

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