Medicare part B opting out

Part B is like every other form of insurance....a total waste of money, UNTIL something happens. Personally, I would rather shell out a few dollars a month, and Not need it, than to try to save a few dollars, and wind up going broke. The number one reason why people, in the U.S., go bankrupt is medical expenses. Until this nation wakes up and start implementing what works well for the people of other countries, we are at Risk.
 

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I'm not familiar with MediCal either, but I thought that Medicaid was only available to low income folks. Same as welfare and food stamps?
You are correct, sir; however, medicaid is a state program and some states are more generous than others.
 
If you have a low income (but not necessarily on welfare, most likely are disabled or old) and are on Medicare, paying $134.00 for part B out of a small Social Security check would make many people opt out of it. Medicaid though, will pay those payments for part B and cover whatever Medicare does not. Works together.
 


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