Same! I do text my kids regularly so hopefully they would notice something is amiss. I probably need to tell them if I don’t respond in X amount of time, please stop by and check.
My credit score dropped 23 points!
- Thread starter DGM
- Start date
Dave03
Member
- Location
- Dunder Mifflin, Scranton Branch
I paid off all our credit cards probably 20 years ago. The last time I checked my credit score was probably 15 years ago, and it was in the 840s. I wonder what it is now. Does anyone have a reputable and safe site where I can check?
Jules
SF VIP
Check your bank online. Sometimes they provide it for free and it’s not considered as a search.
RedAlert76
Member
- Location
- Ashland Ks
For long time, years had no cc we both worked and saved so much from our checks. Paid cash for everything. Then after I retired got a cc for emergency's. We each have a cc no balances. Oh then the Amazon card I never use. Bottom line is, we have no real debt and that is good, as we barley make it on SS. But our cards are free In case of a emergency. Such as the washing machine..its life span is narrowing. Truck issues..the card. Ever so often charge something then pay off.
I have all credit agencies on Freeze so no one can try and open credit line. Works fer us
I have all credit agencies on Freeze so no one can try and open credit line. Works fer us
Knight
Well-known Member
Zero debt, one cash back credit card, two bank debit cards. Score fluctuates between 815 & 795. Long ago put credit card in my wife's name so she would not have a problem buying a need or want that could be high cost. Cash back has worked in our favor over the years. Buy a high cost "want" item when a sale price is in effect, pay the charge in full so no interest is paid.
Aunt Bea
SF VIP
- Location
- Near Mount Pilot
My BofA online banking app. provides mine each month.
Disgustedman
Senior Member
Same here. I do have "Affirm" in case of a $250-1,000 purchase, but otherwise, no debt. And maybe a 556 credit score.
I charge most of my monthly bills that I would normally pay from checking.
For example I put my water bill on my cc. Then I pay off the cc.
I get cash back and this keeps the cc active. This way you dont have to "use" your cc to keep it active.
And you have "available" credit which helps your credit score.
For example I put my water bill on my cc. Then I pay off the cc.
I get cash back and this keeps the cc active. This way you dont have to "use" your cc to keep it active.
And you have "available" credit which helps your credit score.