New Credit Card Security Device

When I've used my US debit card here (no chip yet) I tell the clerk ahead of time it will require a signature, and they swipe it.
 

Kitties said:
Europe is always ahead it seems.

I'm wondering if these new cards are more subject to the illegal scanning they say people can do and gather your credit card information.
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The reason we got chip and pin here years ago is because it makes fraud more difficult.
 

Now I have heard that having the chip makes it easier for thieves to use a pocket scanner to glom your info right through your purse or wallet.. Many people are carrying their cards in a lead lined holder. It also prevents inadvertent swipes of your card by you simply getting too close to a scanner.
 
QuickSilver said:
Now I have heard that having the chip makes it easier for thieves to use a pocket scanner to glom your info right through your purse or wallet.. Many people are carrying their cards in a lead lined holder. It also prevents inadvertent swipes of your card by you simply getting too close to a scanner.
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I've heard that but I've not heard of that happening here even after all these years. Only those in America tell me about those.
 
Only in America
Can a guy from anywhere
Go to sleep a pauper
And wake up a millionaire

Only in America
Can a kid without a cent
Get a break and maybe
Grow up to be President

Only in America
Land of opportunity, yeah
Would a classy girl like you
Fall for a poor boy like me

Only in America
Can a kid who's washin' cars
Take a giant step and reach right up
And touch the stars

Only in America
Could a dream like this come true
Could a guy like me start with nothing
And end up with you

Only in America
Land of opportunity, yeah
Would a classy girl like you
Fall for a poor boy like me

Only in America
(Poor boy like me)
Only in America
(Only in America)
Only in America
(Only in America)

Only in America
(Only in America)
Only in America
(Only in America)
Only in America



Sorry.... the song just popped into my mind
 
imp said:
What is meant by this? PIN as in Personal ID Number, or something else? Are the "mag" strips on backside of "Chip" cards no longer used for anything, or does no one know, another deep dark banking secret? imp
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+

I would expect the mag strips to be used until all cards are replaced and the existing field cards have been obsoleted everywhere. Then it could be chips only. And all scanners could be replaced to just chip readers.
 
BobF said:
+

I would expect the mag strips to be used until all cards are replaced and the existing field cards have been obsoleted everywhere. Then it could be chips only. And all scanners could be replaced to just chip readers.
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The strip has not been replaced in the UK and we've had chip and pin about 12 years.
 
Ameriscot said:
The strip has not been replaced in the UK and we've had chip and pin about 12 years.
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But what you said earlier does seem logical, you have tourist there that do have cards with only strips on them. So until all that is replaced and the tourist stop coming with strips only.

I wonder why the US waited till now to change to the chips? Some problems with these chips also?
 
BobF said:
But what you said earlier does seem logical, you have tourist there that do have cards with only strips on them. So until all that is replaced and the tourist stop coming with strips only.

I wonder why the US waited till now to change to the chips? Some problems with these chips also?
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Maybe there are other countries who don't have a chip? It's still good to have both options, damaged chip maybe? No, there is not a problem with the chip. The US is ahead in many things, but when it comes to mobile phones and chip and pin, they are well behind everyone else.
 
And I am a big defender of older phones. I still have one that only makes and receives calls. I see no reason for all that stuff they put on phones these days. When away from home I like my portable phone for the wife to contact me if she needs or wants. In case I have car problems. For calling when on vacation or business trips.

Much of that other stuff, camera, games, PC stuff, just not needed as I prefer a full size screen and print capability when I do use PC stuff. Old is often better than the new. And a whole lot cheaper too.
 
BobF said:
And I am a big defender of older phones. I still have one that only makes and receives calls. I see no reason for all that stuff they put on phones these days. When away from home I like my portable phone for the wife to contact me if she needs or wants. In case I have car problems. For calling when on vacation or business trips.

Much of that other stuff, camera, games, PC stuff, just not needed as I prefer a full size screen and print capability when I do use PC stuff. Old is often better than the new. And a whole lot cheaper too.
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You and me brother. I carry a jitterbug in my car. It's only used in a roadside emergency. All that other stuff suck though my phone can be used as a cam. I just don't do it.
 

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