My advantage plan does the same. Also, most doctors (including specialists) where I live take the plan I have. I also don't need referrals, but I get in faster to specialists if I have one. Like when I had my hips replaced, I decided which surgeon and asked my primary to refer me to him, so he did.>>Would never consider HMO plans and have to deal with referrals, etc. >>
Depends on the HMO. Kaiser Permanente Medicare Advantage plans include everything in-house.
As I already posted, there is another plan that works at Walmart for about the same premium. Most generics are free. That would be a savings of over $100. That's enough for a tank of gas in California.Thanks for he input. I spoke w/Humana Sat. and told them I thought my mail order had gone up to $400 ? I may have looked at it wrong but now on the Medicare Website is is $112.40 for my meds $13.20 Plan. Quess i'll change from the $52 plan they auto put my on to the $13 one at this time. Walmart meds $121.96 Annual
No sir, I have Plan G & D / A&B Medicare. I semi-retired then a few months later told I have NHL , spent last year Cemo/scans etc App over $600K my plans covered it all ,still maint infusions every 2 months. It can happen to you. so I just want folks to have coverage. FYINow that I re-read the thread I realize this isn't about Part D plans but about Medicare Advantage. Two different animals.
Hope thing continue to improve.No sir, I have Plan G & D / A&B Medicare. I semi-retired then a few months later told I have NHL , spent last year Cemo/scans etc App over $600K my plans covered it all ,still maint infusions every 2 months. It can happen to you. so I just want folks to have coverage. FYI
I agree Rick. Oh, and I'm fine. Soon will be time to pick my 63 year old wife an ACA plan.Hope thing continue to improve.
Chemo is covered under Medicare Part B so with that any any supplement the cost should be zero to you. And I certainly agree. Nothing is better than Original Medicare and a supplement. I live in Las Vegas but if I had cancer I'd seek treatment in CA. If I had an HMO that wouldn't happen and a PPO might cost me $10,000 or more for treatment if the providers accepted it. I never have to worry with a supplement.
There are others who love their advantage plan and if so, great. Some offer wonderful benefits and terrific doctors. But you don't have the same choices when you "leave" Medicare.
For all things related to insurance people doing it on their own generally do a poor job. And frankly most insurance agents don't really know what they are recommending. It's hard to find a knowledgeable agent that specializes in Medicare but it's worth the effort. Some of us really put the client first.
I an not licensed in NM but that doesn't mean I don't have rates and information on virtually every company.Hey, GreenSky, a friend of mine wants to change from an Advantage to medicare and a supplement. Can he do that losing coverage for a pre-existing condition? Are you licensed in NM?