Planning retirement experiences

Runyun

New member
Well, I have the financials part planned for a retirement. BUT, I have become one of those empty nestors that is now on his own. Used to be it was going to be two of us, but now she is gone. Our thoughts were for two and now I am on my own to figure out the where, the when, the how, move or no move, stay in the home and go rogue, ....just alot of questions that I have to plan on my own and being alone. Not a groupie nor a condo character, but an outdoorsy type of person. So, I look at what I like to do at this point in my life, and figure I have one more move to make and do not want to flip flop when I make a decision. So, much easier when there was two because there was always a compromise and it was okay, but , now I have to make all the decisions and live with...:rolleyes:. So, I am feeling out the next moves.

Dump everything or hang on to some lifeline of stability and go cheap. But, there is always that "Where" question? Just doing a data dump to get some viewpoints and ideas from people with similar sitauations....
 

debbie in seattle

Well-known member
Location
Seattle
My husband has terminal cancer and by the summer, I too, will be alone, on my own. I have come to the decision to give myself a year, minimum, to make all those decisions you have also. Perhaps it will be two years. I’ve realized it is too much to try and make all of the decisions right now.
Good luck, it sure isn’t easy.
 

Runyun

New member
Original Poster
She passed 7 years ago and I just figured I would keep on my current glide path and keep planning and preparing. As time goes on I wonder how I should think. Should I think about doing things I like now or plan to make changes in my activities or living conditions.

If I think the way I am active now I would simply keep working at some level; be active outdoors like I am now; take care of the yard; etc. etc. etc. But that would seem like I am just doing what I do until the end. All of which seems okay, as I am healthy and able.

For instance, I have a friend 60 yrs old who is hell bent on quiting her job and taking low level work and just existing in retirement. I am of the opinion that I want to be productive as long as I am able at a certain level. Then I will know when the time comes. I am not wanting to have a catastrophic event dictate my retirement.

One friend is 73 and still commutes to work from another state on a weekly basis. Certainly he can retire but he likes his work. I think I am trying to identify replacement activities for work that will keep me vibrant into the retirement years. That I have not found just yet. So, I am trying to get some ideas and learn from others......
 

Lon

Well-known member
Well, I have the financials part planned for a retirement. BUT, I have become one of those empty nestors that is now on his own. Used to be it was going to be two of us, but now she is gone. Our thoughts were for two and now I am on my own to figure out the where, the when, the how, move or no move, stay in the home and go rogue, ....just alot of questions that I have to plan on my own and being alone. Not a groupie nor a condo character, but an outdoorsy type of person. So, I look at what I like to do at this point in my life, and figure I have one more move to make and do not want to flip flop when I make a decision. So, much easier when there was two because there was always a compromise and it was okay, but , now I have to make all the decisions and live with...:rolleyes:. So, I am feeling out the next moves.

Dump everything or hang on to some lifeline of stability and go cheap. But, there is always that "Where" question? Just doing a data dump to get some viewpoints and ideas from people with similar sitauations....
QUESTION------How old are you Runyun? Did you date or meet any ladies after your wife passed? Would you marry again? Do you have children? How did you earn a living? Knowing a little more about you can help us give you some ideas.
 

Manatee

Well-known member
Location
Florida
You didn't state your age, but remember, never again will you be as young as you are right now. I recommend doing the things that you enjoy while you can, soon enough you may have to limit them. If in the meantime should you happen to find a soulmate, you can look out for each other.
 

Runyun

New member
Original Poster
50's; not encumbered with any bills; all things paid off; just me hanging around; do not do anything except work and take care of things; I like MC, outdoor activities; like shooting activities; traveled all my life and do not consider traveling to be a retirement goal, but a method to get from one place to another; I would like to figure out if I move into this same lifestyle going into retirement or something different; often think about staying remote like I am or will I want to be clustered with other similar age. I tend to want to consider living with a wide age range of people with similar ideals like hard work, pay my way and be held accountable for my actions. I would be more at ease in the midwest than in Boston. Stay in house or move and get equity out and enjoy a cheaper house/location and lifestyle. That sort highlights my thoughts as I move closer down the decision tree....
 

Lethe200

Active member
What you want in your 50's/60's may be (and probably will be) quite different than what you will need in your late 70's and through your 80's.

If you are uncertain then take it slow and don't tie yourself - or your money - into something that in 3-5 years turns out to be not what you wanted it to be. Look for maximum flexibility and a moderate amount of change. See how it works out and if small changes will make the situation better, or if perhaps you need to move on to a bigger change.

These are your active senior years. Take advantage of them; they won't last forever. All kinds of new opportunities (and friends) can open up for you if you have the flexibility to look around and try pushing your comfort zone a bit.

Best of luck to you going forward.
 

Runyun

New member
Original Poster
Update one year later

What you want in your 50's/60's may be (and probably will be) quite different than what you will need in your late 70's and through your 80's.

If you are uncertain then take it slow and don't tie yourself - or your money - into something that in 3-5 years turns out to be not what you wanted it to be. Look for maximum flexibility and a moderate amount of change. See how it works out and if small changes will make the situation better, or if perhaps you need to move on to a bigger change.

These are your active senior years. Take advantage of them; they won't last forever. All kinds of new opportunities (and friends) can open up for you if you have the flexibility to look around and try pushing your comfort zone a bit.

Best of luck to you going forward.
Well, I have been giving this alot of thought and action since last year. Sort of been dumping items that don't need or have not looked at for years, again. Seems I do this alot! I am doing alot of yard/house work that I can do now so I will not pay someone to do in the future when I cannot physically do those things. This works best iff I stay here, but if I left tomorrow, I would not bother. At least it gives me that option. I have been looking at where I can live with no state taxes that I might enjoy living. Not a fan of being next to the seaside. But prefer cool, clear air. I like the cold but do not like being cold. Cool is much better for breathing fresh air. I think I would like to have a place to spread out a bit and come and go out and about and always have a place to stay. But that is about all I can figure at this point. Still just me in the thought process....
 

Marie5656

I'm awake. Best I can hope for.
Location
Rochester, NY
I am newly alone. We had always planned to do something once he retired last year. Mainly day trips or weekends. But it never happened.
Once I am more settled into my new life I do plan to do with bit of travel. One trip my husband wanted to go is go to Gettysburg, due to his interest in Civil War. It is only about a 6 hour drive. So I plan to go.
 

Runyun

New member
Original Poster
Gettysburg in the Fall time

I am newly alone. We had always planned to do something once he retired last year. Mainly day trips or weekends. But it never happened.
Once I am more settled into my new life I do plan to do with bit of travel. One trip my husband wanted to go is go to Gettysburg, due to his interest in Civil War. It is only about a 6 hour drive. So I plan to go.
Recommend you go in the Fall when the trees are changing and you can take the trip around the park in the old train. They have heaters in the cars and you can see the sites. It meanders thru the local farms on the fringe. It was cold when I went and rainy and the leaves were on the tracks and it made it slippery so the train had to back up a few times to make the grade. The funniest thing I saw was a dead pig on its back with it feet in the air because of the cold weather. It was not ready for quick blast of cold air. Several years ago they took down the tower because it took away from the battlefield ambiance.
 

Leann

Active member
What you want in your 50's/60's may be (and probably will be) quite different than what you will need in your late 70's and through your 80's.
These are your active senior years. Take advantage of them; they won't last forever. All kinds of new opportunities (and friends) can open up for you if you have the flexibility to look around and try pushing your comfort zone a bit.
I'm learning this every day. Good advice.
 

BWall

New member
My aunt is currently in this situation after losing my uncle recently. She decided the best approach to making the decision of "what to do with the rest of my life?" was to change the question. She changed it to "what do I want to do for the next year?" That was a much easier decision to make. It is a short-term decision.

Her answer was "move to Seattle for a year and then decide what to do the next year." If she likes it, she may stay another year. Or, she may move on to another area she is curious about.

The point is making the decision more of a temporary one instead of a giant, all-encompassing one is much easier. She's taking is "one year at a time."

How do you eat an elephant? One bite at a time.
 

Lc jones

Well-known member
Location
Florida
I am trying to gain the fortitude to go overseas next year. I absolutely hate airline travel due to the Sardine effect in the cabin causing health problems for me. I know that if I don’t do this soon in the future I probably won’t be able to do it due to health. So wish me good luck I am thinking about signing up for some airline tickets to go to England and to France.
 

Leann

Active member
Two words about airline travel overseas. Business Class. Or, First Class.
Having traveled hundreds of thousands of miles by air (mostly for work), I completely agree with retiredtraveler's advice. I'm not a person of great financial wealth so I have to save for a while for business class or first class tickets but it makes all of the difference in comfort.

Lc jones, go see the world, follow your heart. The memories will last a lifetime.
 

Patio Life

Active member
I am trying to gain the fortitude to go overseas next year. I absolutely hate airline travel due to the Sardine effect in the cabin causing health problems for me. I know that if I don’t do this soon in the future I probably won’t be able to do it due to health. So wish me good luck I am thinking about signing up for some airline tickets to go to England and to France.
Fly into France, you can get anywhere from there by train. The trains are comfortable and nice. Make memories. And contrary to what some people say, the French are very gracious and kind.
 

Liberty

Well-known member
Location
Texas
She passed 7 years ago and I just figured I would keep on my current glide path and keep planning and preparing. As time goes on I wonder how I should think. Should I think about doing things I like now or plan to make changes in my activities or living conditions.

If I think the way I am active now I would simply keep working at some level; be active outdoors like I am now; take care of the yard; etc. etc. etc. But that would seem like I am just doing what I do until the end. All of which seems okay, as I am healthy and able.

For instance, I have a friend 60 yrs old who is hell bent on quiting her job and taking low level work and just existing in retirement. I am of the opinion that I want to be productive as long as I am able at a certain level. Then I will know when the time comes. I am not wanting to have a catastrophic event dictate my retirement.

One friend is 73 and still commutes to work from another state on a weekly basis. Certainly he can retire but he likes his work. I think I am trying to identify replacement activities for work that will keep me vibrant into the retirement years. That I have not found just yet. So, I am trying to get some ideas and learn from others......
Hey, Runyun...sometimes you just have to "be there to know" - can't decide from afar. I was a driven business owner, but knew inside I needed to "kick back" and just listen and live life instead of rushing from one place or activity to another. Sometimes in nature, if you love the outdoors, you realize you need to sit under a tree and "listen" in order to learn. Life can be like that too, you know. Enjoy!
 


Top