Question about Medicare plan enrollment

kim7346

New member
Joined
Mar 24, 2019
Location
Minnesota
Maybe someone can help me here? Hope so. I turn 65 in September 2019. Let's say I apply for Medicare Part A and Part B, and that coverage would then be scheduled to start on September 1.

My question is: When can I sign up for Medicare Supplement insurance? Immediately AFTER I've signed up for Part B? Anytime during my initial enrollment period (IEP) -- as long as I've already signed up for Part B? Would that Medicare Supplement insurance not be effective until Part B is effective -- on September 1st? So, conceivably, could I sign up for Part B on, say, June 4 and then sign up for a Medicare Supplement insurance plan on June 6th?

Or would I have to wait until after that "effective date" of September 1 to sign up for a Medicare Supplement insurance plan?

I ask, because I was told by an insurance agent that I could buy one now -- even BEFORE I've signed up for Part B. My husband thinks I have to wait until September 1st.
 

fmdog44

Well-known member
Joined
Feb 15, 2018
Location
Houston, Texas
If you call Soc Sec you can leave your phone number and they will call you instead of you waiting forever.
 

Ken N Tx

Older than Dirt !
Joined
Nov 12, 2014
Location
Texas
You can sign up in June for a Supplement and have the effective date of Sept 1..
 

Slange55

New member
Joined
Apr 8, 2019
My son deals with this for a living. He told me most people can sign up for a supplement with some companies as far as 6 months in advance of turning 65. You can't have a supplement unless you are going to have both Part A and B. Your supplement won't work until both Part A and B are effective. So you would be able to have it start on 9/1 with your Medicare. You will want to sign up before September 1st to make sure your insurance starts on time or you won't have it until the 1st of October. I talk about this with my son daily so I am pretty versed in how it works.
 


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