Pecos
Well-known Member
- Location
- Washington State
I have to take my RMD as determined by the size of my IRA's last December so that withdrawal is a fixed amount each month for all of 2020.
But in order to reduce our selling on the way down, we are reducing our withdrawals from our Roth IRA's and her traditional IRA.
You would think that this would be a simple change that can be done on their secure webpages, but oh no, they have to make it difficult and hopelessly confusing. The worst so far was Dodge & Cox where we still have to mail in a form after spending a half hour on the phone. Vanguard and Fidelity were a little better, but still way more difficult than it should be. Their security gauntlet alone takes 15 minutes after you manage to actually get someone on the phone.
And if you want to change the bank where your money gets deposited, well my friend, stand by for more frustration and additional forms to be mailed in.
Sorry for venting, but you folks are "Handy." I assume that I am not the only one encountering this.
But in order to reduce our selling on the way down, we are reducing our withdrawals from our Roth IRA's and her traditional IRA.
You would think that this would be a simple change that can be done on their secure webpages, but oh no, they have to make it difficult and hopelessly confusing. The worst so far was Dodge & Cox where we still have to mail in a form after spending a half hour on the phone. Vanguard and Fidelity were a little better, but still way more difficult than it should be. Their security gauntlet alone takes 15 minutes after you manage to actually get someone on the phone.
And if you want to change the bank where your money gets deposited, well my friend, stand by for more frustration and additional forms to be mailed in.
Sorry for venting, but you folks are "Handy." I assume that I am not the only one encountering this.