After you retire, one of the big questions is where? Do you stay in your current residence and continue to pay the mortgage, property taxes and perform upkeep while maintaining utilities and health care costs or do you sell the property, bankroll the profit, if any, and live in a maintained (by others) apartment. There are some obvious pro and cons to both, but what are your thoughts? What did or are you going to do. There are 55+ communities where you are saddled with HOA fees, Condo's with COA fees, apartment homes, RV's, tents, etc....