old medic
Senior Member
- Location
- Western NC
My rant, chime in If you would like.
I have achieved the long awaited moment that I can retire with 100% pension, and not quite yet 56...
I have spent 32 years in an Ambulance, Love what I do, Hate what I've seen. Its rough on both the mind and body... Mind part I have a handle on, but I'm beginning to feels my age.
I rather not retire due to disability. even though that would provide me Insurance, One thing retirement wont provide me.
When I think of my other classmates... Only ONE other still on a truck, One just retired, 2 disabled and sadly 4 have passed away.
We have only 2 loans, Camper and Tractor, and enough in savings to pay that off.
Home place paid for, but house needs major restoration, or burnt and start over...LOL... And I have the tools and knowledge to do either.
The Wife has about 7 more years before she can even consider retirement.
Staying Pros....I have insurance provided.
About 1/3 more money, mostly going into 401K.
Longer time served and future raises will increase my pension. But money isn't everything
Cons ...Work schedule... Rotate days and nights, and weekends, so time at home for work and play.
Risk of injury I feel is increasing, More calls, Pt getting bigger, more traffic.. (yup.... been hit twice by folks looking at the wreck, jumped several other times.}
Might just loose my mind
Retiring Pros.... Basically More time, hopefully get back to normal circadian rhythm.... 30+ years of 12 hour jet lag and only sleeping about 4 hours at a time.
Get more done on the homestead, Possibly build a business, do a lot of side jobs now. Fish Hunt Hike Camp more.
Have camper will travel.... But long term cross country will have to wait till the wife retires.
Cons... Insurance is the biggest, I'm health and in good shape, but S*** Happens, Can get it though the wife's work the cheapest but still 25% my pension a month.
Will still actually have to work some, Can go back on the truck Part Time but limited amount of shifts. Max a year wont pay the insurance.
Other Options
Find another full time job with insurance...
Invest in my own Business... Got tractor and implements but expand and hire help...That type stuff is booming around here at the moment.
I'm going to work at least till 7-1-2020, Full 30 years since we switched to the county. (lost the previous years)
Thanks for listening....
I have achieved the long awaited moment that I can retire with 100% pension, and not quite yet 56...
I have spent 32 years in an Ambulance, Love what I do, Hate what I've seen. Its rough on both the mind and body... Mind part I have a handle on, but I'm beginning to feels my age.
I rather not retire due to disability. even though that would provide me Insurance, One thing retirement wont provide me.
When I think of my other classmates... Only ONE other still on a truck, One just retired, 2 disabled and sadly 4 have passed away.
We have only 2 loans, Camper and Tractor, and enough in savings to pay that off.
Home place paid for, but house needs major restoration, or burnt and start over...LOL... And I have the tools and knowledge to do either.
The Wife has about 7 more years before she can even consider retirement.
Staying Pros....I have insurance provided.
About 1/3 more money, mostly going into 401K.
Longer time served and future raises will increase my pension. But money isn't everything
Cons ...Work schedule... Rotate days and nights, and weekends, so time at home for work and play.
Risk of injury I feel is increasing, More calls, Pt getting bigger, more traffic.. (yup.... been hit twice by folks looking at the wreck, jumped several other times.}
Might just loose my mind
Retiring Pros.... Basically More time, hopefully get back to normal circadian rhythm.... 30+ years of 12 hour jet lag and only sleeping about 4 hours at a time.
Get more done on the homestead, Possibly build a business, do a lot of side jobs now. Fish Hunt Hike Camp more.
Have camper will travel.... But long term cross country will have to wait till the wife retires.
Cons... Insurance is the biggest, I'm health and in good shape, but S*** Happens, Can get it though the wife's work the cheapest but still 25% my pension a month.
Will still actually have to work some, Can go back on the truck Part Time but limited amount of shifts. Max a year wont pay the insurance.
Other Options
Find another full time job with insurance...
Invest in my own Business... Got tractor and implements but expand and hire help...That type stuff is booming around here at the moment.
I'm going to work at least till 7-1-2020, Full 30 years since we switched to the county. (lost the previous years)
Thanks for listening....