OneEyedDiva
SF VIP
- Location
- New Jersey
In trying to get all my ducks in a row by letting my son know what to do if I should need home health care, I finally called Aetna to get clarification on the home health care benefit. The representative said they will pay for 35 hours a week as long as the doctor certifies it as necessary. I"m thinking I might need at least 40 hours. Either way that's a huge savings over what out of pocket nursing home costs would be, something I have been striving to prepare for financially. Aetna only pays for 120 days of nursing home care for every benefit period. One has to be out of the nursing home for at least 60 days for a new benefit period to begin; prior hospital stay and doctor certification of need required. Due to what's happening with COVID in nursing homes, my family would never put me in one now.
My plan is a medigap plan but here's what standard Medicare covers and does not cover when it comes to home health care:
https://www.medicare.gov/coverage/home-health-services
What plan do you have? What will it cover?
My plan is a medigap plan but here's what standard Medicare covers and does not cover when it comes to home health care:
https://www.medicare.gov/coverage/home-health-services
What plan do you have? What will it cover?