When was the last time you wrote a check?

[Ronni]

It hit me the other day that I can’t even remember when I last wrote a check. All I ever use is a card.

I used to use a wallet that had a section in it for my checkbook, along with the sections for coins and paper money and slots for credit cards. I haven’t had that kind of wallet in forever either. I barely use cash for anything either. I have an accordion type holder for my credit cards, and a little coin purse, and that’s it.

I pay all my bills online, just log on to my bank account where I have all the bills already listed and set up to pay. Just enter the amount, click a button, and done!

 

[Aunt Bea]

The only checks I write are to my accountant and the IRS.

All of my routine monthly bills are paid automatically.

I still use some cash for small purchases.

The change from my cash purchases has become a nuisance and usually goes to the Coinstar machine at the local Wegman’s. Definitely a First World problem.

 

[jujube]

For some reason, my dental insurance company is still living in 1955 and requires a check every three months. I complain regularly, but so far they aren't interested in my opinion.

Other than that? When I give a check as a birthday or wedding present. At least I know it was received.....

 

[horseless carriage]

For some reason, my dental insurance company is still living in 1955

So am I. Cash & cheques only. If I want to buy anything online I have to leave it to my wife, she has a Paypal account. Regular bills like the utility companies arrive by mail, I then pay them, in cash, at the post office.
My dislike of intrusion is why I pay without leaving a footprint. Pay by cash and you remain anonymous.

 

[Marie5656]

A year ago, when I made a check for my security deposit and first months rent. And then gave them a blank check for my auto payment of rent

 

[Aunt Bea]

So am I. Cash & cheques only. If I want to buy anything online I have to leave it to my wife, she has a Paypal account. Regular bills like the utility companies arrive by mail, I then pay them, in cash, at the post office.
My dislike of intrusion is why I pay without leaving a footprint. Pay by cash and you remain anonymous.

Don’t all of those nasty people that send you bills every month already know who you are and where you live.

 

[horseless carriage]

Don’t all of those nasty people that send you bills every month already know who you are and where you live.

Indeed they do, but the really nasty sharks are the ones with an agenda which is why they harvest every last detail and spending habits come high on that list of details. So worried was the government of the day in the US that Facebook CEO, Mark Zuckerberg, was called to testify before Congress in 2016. You don't have to have a Facebook account to land in his net. Facebook is the biggest purchaser of profile information that has amassed from everything like non cash purchases to internet cookies, and a whole lot more in between.

You are right, I can't avoid them all, but whilst I am still allowed to use cheques and cash, I will continue to do so.

 

[Gary O']

When was the last time you wrote a check?​

Not terribly long ago
It was at a title company a year or so ago

Funny thing, that check had an address on it from waaaay back

I still have a box of checks in a file cab
....and have a deposit slip tucked away in my leather note pad in case routing numbers are needed for auto pay set up

 

[SeaBreeze]

I wrote two checks yesterday, one at the supermarket and the other for a donation to a local rescue mission for Thanksgiving dinner for the homeless. I still use checks for everyday shopping, but I always fill them out before I get to the cashier, all I need to put in there is the amount.

 

[terry123]

I pay most credit card bills online but do write a few checks. Most of my donations are made by check.

 

[feywon]

Pay a lot online, some with autopay (tho i sometimes go in and add extra on some things, like Car payment). Since i live in a small town and only have two utility bills (Electric and water) they arrive by mail and it's easy to pay in person. Tried the Electric Co-op's online pay but it is not terribly user friendly. Over course of pandemic i got used to dropping a check in the 'night boxes' for the two utilities. and since they always come of out of my account in timely, accurate manner i'll probably continue to pay that way since it saves time and with the Electric if i pull up just right i don't even have to get out of my car.

 

[Alligatorob]

When was the last time you wrote a check?

A couple of days ago, it was for a firewood delivery. However, I write many fewer than I used to.

 

[win231]

Since all of my shopping is with credit cards, I only write checks for the monthly statements, internet, & 2 utility bills. 3 or 4 checks/month.
I don't care for online payments or auto pay.

 

[Jules]

We had a household repair. The man has a small business and only takes cash or a cheque. This was more $ than one keeps sitting around so I wrote a cheque.

 

[fmdog44]

What if there was a major attack on the internet system across the country? How many businesses would not get paid on time?

 

[Aunt Bea]

What if there was a major attack on the internet system across the country? How many businesses would not get paid on time?

It sounds sort of like keeping a horse and buggy in the barn in case the car doesn’t start.

IMO our society is already in too deep to be concerned with the possibility of an internet breach or failure.

 

[Pink Biz]

I pay my monthly rent by check. That's about it. Online payments, debit card and auto pay for everything else. Will use cash for small things under $20 or so.

 

[RadishRose]

I pay my monthly rent by check. That's about it. Online payments, debit and auto pay for everything else. Will use cash for small things under $20 or so.

Ditto. Except my mortgage payment I pay online banking. Haven't used a check going on 10 years. I don't even have any

 

[Tish]

Good grief woman, for the life of me I can't remember when was the last time.
It has to be at least 40 years ago.

 

[WheatenLover]

I have to write a check to the landlord every month. First time I've written one in years. He won't budge - no setting up automatic payments for my bank to put the money in his account, or anything else. We've been close friends for over a decade, so I figure this is really unimportant in the grand scheme of things.

 

[PamfromTx]

It's been years since we've written a check.

 

[Pecos]

LOL, I just wrote one a few minutes ago to our Dentist, and then I opened up this thread and confessed like a four year old with his hand in the cookie jar.

But in my defense, we live in Small Town South Carolina.

 

[HoneyNut]

I wrote one sometime in the past couple years to an appliance repair person who was going to charge an extra 3% if I paid with a credit card. There have been some other similar situations that I used cash. But mostly I do online banking for the past few decades maybe. The completely full register in my checkbook has calendars for years 2003-2004-2005, and then I apparently planned to change to a new register because it is sitting loose in my checkbook and it has calendar for 2013-2014-2015.

 

[hollydolly]

Cheques haven't been used as regular currency in the way they were used a generation ago in the UK.. the vast majority of people don't write cheques now for bills, and we certainly haven't for about 15 years or more...

 

[officerripley]

I do most bill paying online, using debit/credit cards at stores, etc., but I do pay our computer tech with a check; he is his own business and I don't know if he's got PayPal or some other kind of digital bill paying set up or not; anyway he always takes my check (and he does all computer work at my house anyway so that might be easier for him to pay that way).