DaveA
Senior Member
- Location
- Coastal Massachusetts, USA
Hahaha Sounds like a "no win" situation.In Calif, an older car gets you a higher monthly premium, because emissions.
Hahaha Sounds like a "no win" situation.In Calif, an older car gets you a higher monthly premium, because emissions.
Wise advice and agreed. While it’s ALL gone up, the premiums associated with hurricane damage is the wild card. Short of catastrophic damage, repairs would be under the $40k deductible. I’ll take the risk.Drive carefully.
Keep your home well maintained to avoid claims for things that can be prevented (Leaking water is high on that list). Don’t burn the place down. Only make claims for indidents that would be financially tough to pay out of pocket.
Unfortunately, it's not that easy. We tried it once on a vacation home. It flooded and we had to gut the whole place and start all over, paying a pretty penny. Never again. I always have insurance now.Yeah, talk about a racket. I decided to drop my insurance all together.
Yeah, my neighbor had a leak and flooded his house and the insurance deductible was about 20K. But, they covered the rest. He had wooden floors. A total disaster. When I leave now I turn the water off. Also I put in tile floors. I live in an area with very little weather damage. I looked into it, and may get it again as the price of this place has gone through the roof ( as in tripled in price). Crazy. Most people keep it but it has worked for me.Unfortunately, it's not that easy. We tried it once on a vacation home. It flooded and we had to gut the whole place and start all over, paying a pretty penny. Never again. I always have insurance now.