VintageBetter
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https://www.nytimes.com/2024/04/16/...e_code=1.k00.daN0.muoG7vdpbT4n&smid=url-share
The above is an opinion piece on the problem, written in part by a man who was homeless for 8 years. Here is his site: Invisible People - Changing The Story Of Homelessness
Here's an article about a single mom who cannot find an apartment for $1,600 a month in New York and its suburbs. https://www.nytimes.com/2024/04/15/...e_code=1.k00.SN83.WYPHTp8I9PDr&smid=url-share
I went through a similar experience to find my current place. I did not live with friends or family since my late brother, the only one with spare space, was super-selfish and toxic and my kids have no spare space at all. I lived in a motel for a few months. That was four years ago, but legally speaking, motel dwellers are considered homeless because unless the motel has been converted into a long-term rental, it is not a dwelling. It's not even legally considered a month-to-month rental.
State law also says motel dwellers have to move every 30 days, although I have seen articles that say that's not true. However, it's easier to move than to argue with a motel manager and his corporate backers, isn't it? The faceless corporation doesn't give a darn about a 61-year-old lady. She can go live in Hades for all they care.
https://www.nytimes.com/2024/01/12/...e_code=1.k00.YQtu.U3ZhaL3mEAUj&smid=url-share
I know a lot of Boomers don't understand the homeless. They tend to say, "Just get a job, any job." But the MATH of this present time doesn't work. Let's say that single mom gets paid $20 an hour. She makes $800 a week gross. So that means $1,600 a month is 50% of her gross income.
In S.F., Texas, L.A. and NY many landlords allow that! There is no longer a limit of 33% of income for rent. It's very common to find apartments that say 50% of income for rent is fine.
That's her gross income - not her take-home pay. So, she's probably willing to pay 60% to 65% of her take-home pay on rent. I wish the reporter had asked her that question, and also asked her why she can't move back in with her parents for an extended time. Maybe she just wants to be out of their hair, or just wants to be an adult and live her own life away from the scrutiny of parents, right? It's a pretty normal developmental stage for young adults to want to live on their own.
When I was in my 20s and married, our rent, even on one income when I had a baby and stayed home, was 25% of gross income.
I have never forgotten that when I hear young adults complaining - how the economy was FAR less greedy when I was a young person. Landlords were less greedy. Home builders were far less greedy.
Then the 80s happened, the "Greed is Good " era. I'm just trying to point out that greed is bad. Greed is downright evil. Greed is NOT Jesus blessing you, or us, or anyone. WE ARE NOT SMARTER THAN TODAY'S YOUNG PEOPLE. WE DID NOT MAKE BETTER CHOICES THAN THEY HAVE.
I'll give you one stupid choice my ex was sold on and I went along with: We leased two cars for about four or five years. LEASED instead of buying. Why? Because my ex really wanted to have fun car-shopping every two years and his brother convinvd him that was a cost-efficient way to own a car.
What did I do after we spilt? I got a copy of Consumer Reports to find out which used cars are the most reliable and I bought a 9-year-old Honda. I got ripped off on the interest rate because I foolishly accepted the dealer loan, but I was in a hurry and kind of ignorant about how to find the best used car financing. Plus, I was ashamed. I was ashamed of my ignorance of how to buy a used car, and ashamed that I was a woman, alone, walking into a dealership with no man to "protect me". This was in the 90s - still plenty of ripping off of women by auto mechanics and car dealers happening then, and still today.
But did that used Honda run well for quite a few years? It did. When it was too expensive to repair I bought another used car to replace it, with a credit union loan. I learned.
WE were in a housing system that was still built to help us, for the most part. Then it all got flipped upside-down by political philosophies and unproven THEORIES. Greed is just what it always was an always has been - a tool of kings. Greed is the beginner of wars.
I will step down from my soapbox now. The homelessness topic always gets me riled up because our society does not have to be THIS dysfunctional. The dysfunction is a result of stupid, error-filled, uninformed, cruel and prejudiced choices that our leaders have made.
The above is an opinion piece on the problem, written in part by a man who was homeless for 8 years. Here is his site: Invisible People - Changing The Story Of Homelessness
Here's an article about a single mom who cannot find an apartment for $1,600 a month in New York and its suburbs. https://www.nytimes.com/2024/04/15/...e_code=1.k00.SN83.WYPHTp8I9PDr&smid=url-share
I went through a similar experience to find my current place. I did not live with friends or family since my late brother, the only one with spare space, was super-selfish and toxic and my kids have no spare space at all. I lived in a motel for a few months. That was four years ago, but legally speaking, motel dwellers are considered homeless because unless the motel has been converted into a long-term rental, it is not a dwelling. It's not even legally considered a month-to-month rental.
State law also says motel dwellers have to move every 30 days, although I have seen articles that say that's not true. However, it's easier to move than to argue with a motel manager and his corporate backers, isn't it? The faceless corporation doesn't give a darn about a 61-year-old lady. She can go live in Hades for all they care.
https://www.nytimes.com/2024/01/12/...e_code=1.k00.YQtu.U3ZhaL3mEAUj&smid=url-share
I know a lot of Boomers don't understand the homeless. They tend to say, "Just get a job, any job." But the MATH of this present time doesn't work. Let's say that single mom gets paid $20 an hour. She makes $800 a week gross. So that means $1,600 a month is 50% of her gross income.
In S.F., Texas, L.A. and NY many landlords allow that! There is no longer a limit of 33% of income for rent. It's very common to find apartments that say 50% of income for rent is fine.
That's her gross income - not her take-home pay. So, she's probably willing to pay 60% to 65% of her take-home pay on rent. I wish the reporter had asked her that question, and also asked her why she can't move back in with her parents for an extended time. Maybe she just wants to be out of their hair, or just wants to be an adult and live her own life away from the scrutiny of parents, right? It's a pretty normal developmental stage for young adults to want to live on their own.
When I was in my 20s and married, our rent, even on one income when I had a baby and stayed home, was 25% of gross income.
I have never forgotten that when I hear young adults complaining - how the economy was FAR less greedy when I was a young person. Landlords were less greedy. Home builders were far less greedy.
Then the 80s happened, the "Greed is Good " era. I'm just trying to point out that greed is bad. Greed is downright evil. Greed is NOT Jesus blessing you, or us, or anyone. WE ARE NOT SMARTER THAN TODAY'S YOUNG PEOPLE. WE DID NOT MAKE BETTER CHOICES THAN THEY HAVE.
I'll give you one stupid choice my ex was sold on and I went along with: We leased two cars for about four or five years. LEASED instead of buying. Why? Because my ex really wanted to have fun car-shopping every two years and his brother convinvd him that was a cost-efficient way to own a car.
What did I do after we spilt? I got a copy of Consumer Reports to find out which used cars are the most reliable and I bought a 9-year-old Honda. I got ripped off on the interest rate because I foolishly accepted the dealer loan, but I was in a hurry and kind of ignorant about how to find the best used car financing. Plus, I was ashamed. I was ashamed of my ignorance of how to buy a used car, and ashamed that I was a woman, alone, walking into a dealership with no man to "protect me". This was in the 90s - still plenty of ripping off of women by auto mechanics and car dealers happening then, and still today.
But did that used Honda run well for quite a few years? It did. When it was too expensive to repair I bought another used car to replace it, with a credit union loan. I learned.
WE were in a housing system that was still built to help us, for the most part. Then it all got flipped upside-down by political philosophies and unproven THEORIES. Greed is just what it always was an always has been - a tool of kings. Greed is the beginner of wars.
I will step down from my soapbox now. The homelessness topic always gets me riled up because our society does not have to be THIS dysfunctional. The dysfunction is a result of stupid, error-filled, uninformed, cruel and prejudiced choices that our leaders have made.