Welp...So Much For Not Banking Or Doing Other Things Online

It can and does happen to many people some start with a small amount to see if the coast is clear .......
frankly with all the only online bank and other open an account options ........ it is far to easy to set something up...
Many do not require ID and even if they do that is very easy to fake.

Like post #19 said Wells Fargo had an issue when demanding employees push for new accounts..... that staff did it using data they already had....

I never understood why Banks and other institutions do not wise up that all of a sudden completely different then every spending pattern you ever have .................... you are sending money to India or other foreign countries that have had the reputation of KNOWN fraud.....

Flagging these for more information or confirmation would save thousands of people a lot of time and aggravation...
often i see same banks involved so that makes me question their practices
 

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OneEyedDiva said:
But as I said, she never orders anything online and I do mean never. And the digital check was nowhere near $250....just under $34. So your circumstance is totally different from hers.
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What I'm saying is if she were to set a spending rate on it then when something happens that is suspect the bank would contact her. There are fake sites all over the internet that look just like the real ones. It's not hard for the criminals to get the info they need. Someone could've picked something out of her trash at home. It's hard telling.
 
Years ago before I was smart enough to know to delete the computer history on the pub computer at the library someone sat down after me and just went into the history and brought up my info and sent that to Spain and I got robbed hear via the internet. People are just rotten.
 

A friend of mine paid for computer repair at a brick and mortar comp. repair store with a brand-new debit card. 2 days later, during which time she never used the debit card at all, it was still in her wallet, she gets call from the bank telling her that there was a mysterious charge of several thousand dollars on that account for some weird company; so she knew darn well it was that computer shop that did it since that card was new and was used nowhere else. IIRC, she reported the place to the police but I don't think anything came of it.
 
We have people here where I live who have readers that can pick up the bar code like things on your cards and your cell phone. They can steal these items from just a few ft. away with a reader that I think they have on their phones. Couple gals I work with had their bank accounts emptied that way. I got a phone number stolen and had to buy a new phone.
 
fuzzybuddy said:
OneEyeDiva said, " She lives alone and no one else has access to her check book.". Unfortunately, that's not correct, her account number is on every check she wrote. And $33.63 is an amount a bank would not question.
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fuzzybuddy said:
OneEyeDiva said, " She lives alone and no one else has access to her check book.". Unfortunately, that's not correct, her account number is on every check she wrote. And $33.63 is an amount a bank would not question.
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I didn't say "no one else has access to her checks", I said check book. I mentioned that to make the point that no one lives with her that could have written that check without her knowledge.

@JustDave "Everyone is fair game for fraudsters. It's the new normal. We do what we can, but it may never be enough." Unfortunately, that's so true.

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Paco Dennis said:
Does she use a cell phone? If so they could get info from it.
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She does not use any device to do her banking. Everything with her is done the old fashioned way. She said she wishes she lived back in the olden days. @MarkinPhx She absolutely hates emails!! When she wants to correspond with her bank, she goes to a physical location.

@Gary O' You said: "I feel online banking is safer than mailing checks and do the autopay with utilities and such." I agree with you and even I've heard fraud experts say the same. The postal system is not to be trusted and people have stolen account statements from mailboxes and checks people put in greeting cards from within the post office. I once got a check for a man who lived in another city and who's name nor address were in any way similar to mine. I took it to the post office delivery supervisor and complained that such an error could be made..pointing out that it's a good thing I'm not a crook. He agreed. I do like you with autopay and so far after almost two decades, no mistakes have occurred.
 
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MarciKS said:
What I'm saying is if she were to set a spending rate on it then when something happens that is suspect the bank would contact her. There are fake sites all over the internet that look just like the real ones. It's not hard for the criminals to get the info they need. Someone could've picked something out of her trash at home. It's hard telling.
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Well this time, she would have had to set the alert at $33. LOL BTW, IMO your limit is kind of high. I used to set mine at $100 but the two checking accounts I rarely use are set at $50. The Spain thing...that's terrible Marci !

@officerripley I would hope the computer place that ripped off your friend didn't get off Scott free!

@DebraMae @Judycat I've been the victim of credit card fraud 3 times over the last decade or so. Once with a Bank Of America credit card and twice at Chase with two different cards. Each time, the banks caught the fraudulent charges right away and alerted me immediately. It was a wonder with Chase because I do travel and one of the charges was at a Pennsylvania gas station...first about $10, then for a larger amount (maybe a repair or something :unsure:). The BoA one was (again) a small charge at first, then a $500 charge for Caribbean airlines.

@MarciKS I know there are scanners that can read your card numbers from a distance...even when you are standing on line waiting to check out groceries or something. My credit cards are encased in homemade aluminum foil sleeves which are supposed to protect them from the scanners, plus all except the one I'll be using are kept in an RFID pouch which also protects against those scanners. Some of my least used cards are kept in a hiding place at home. Still, someone managed to try and use a card I hadn't carried with me for months. The scammers have their ways and no one is safe.
 
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Each time you swipe your card at the grocery store or gas station, you are sending your information out there for someone to grab. Best thing to do, if it's available, is to ask your home owners insurance company if they have an identity theft protection rider available for purchase. I pay $12 a year for 1 million dollars of ID protection from my company.
 
Been There said:
Each time you swipe your card at the grocery store or gas station, you are sending your information out there for someone to grab. Best thing to do, if it's available, is to ask your home owners insurance company if they have an identity theft protection rider available for purchase. I pay $12 a year for 1 million dollars of ID protection from my company.
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I've had identity theft protection through Legal Shield (formerly Pre Paid Legal) since 1998 when we marketed their products for awhile. It's a good thing to have. I never thought to ask Allstate if they have that feature.
@MarciKS good point about even going over the low amount would trigger a notification.
 
Been There said:
I pay $12 a year for 1 million dollars of ID protection from my company.
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My homeowners is through Geico. I just checked. It doesn't seem to offer a rider, but a stand alone insurance is $7 a month. That still sounds reasonable, but it's not $12/year, which is way better.
 

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