Have you gone cashless? If not, what do you with your change?

Am I missing something? Is the world going cashless and I'm the last one to know about it?
The cashier at the grocery said, "We're going cashless."
"What do you mean?" "What does that mean?" :I can't give you a twenty dollar bill anymore?"
What if my bank account is compromised again and I have to wait 7 to 10 days for a new debit card?
Who decided this?
 
StarSong said:
I always have about $100 cash on me plus change.
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I wear a pouch around my waist that goes under my clothes therefore is not detectable. Years ago, I used to keep close to $200 in it in case I got stuck somewhere and needed to take a cab home, or stay at a hotel overnight and their credit card machines were down. Now, I try to keep at least $75 but with the advent of Uber and Lyfts, I don't have to worry about having enough for transportation...unless I lose my phone. Almost did that once so I take great pains to not do that again. My pouch is an RFID one but I still keep my credit cards in aluminum jackets I made. I put them, my license, passport card, emergency medical information and insurance cards in there.
 
OneEyedDiva said:
I wear a pouch around my waist that goes under my clothes therefore is not detectable. Years ago, I used to keep close to $200 in it in case I got stuck somewhere and needed to take a cab home, or stay at a hotel overnight and their credit card machines were down. Now, I try to keep at least $75 but with the advent of Uber and Lyfts, I don't have to worry about having enough for transportation...unless I lose my phone. Almost did that once so I take great pains to not do that again. My pouch is an RFID one but I still keep my credit cards in aluminum jackets I made. I put them, my license, passport card, emergency medical information and insurance cards in there.
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can't you put all the latter onto your phone ? :)
 
Gaer said:
Am I missing something? Is the world going cashless and I'm the last one to know about it?
The cashier at the grocery said, "We're going cashless."
"What do you mean?" "What does that mean?" :I can't give you a twenty dollar bill anymore?"
What if my bank account is compromised again and I have to wait 7 to 10 days for a new debit card?
Who decided this?
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Your grocery store is going cashless? I'd also find that very disturbing.
 
Gary O' said:
Yeah, I'm not comfortable with less than a couple hundred in twenties in my money clip
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My parents always carried a fair amount of cash and taught their kids to never leave the house without "real" money.

I've been in more than one store when power or computer systems were out. They tallied purchases using solar calculators or cellphones, accepting cash only. I've been among the few with enough cash to cover purchases.

Having sufficient cash on hand to purchase necessities is high on the list of recommended earthquake prep precautions.
 
fuzzybuddy said:
I've gone totally cashless. Everything is on the card. I still have a big jug of change. Around here, you have to have an account at the bank, or they won't take change. And really, what can you do with change? Yes, it's still money, but few vending machines even take change anymore. The only place that takes change is a local self carwash. Have you gone cashless? What do you do with your change?
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They have kiosks in Salary that take your change. Not sure the return rate or if you get credit at Walmart.
Anyone use those?
 
I guess I have. I used to carry around a couple of twenties and a few singles, but that's been close to a year ago I think.

Still have some coin in a small brass dish. The only coins I need are for the Aldi shopping carts, but I often just hand my cart to someone else coming in when I've unloaded it.

Now, quarter-less, I go in and find an unused cart inside the store and use that, but I do not retrieve the quarter for myself.

BTW, our Aldi has installed new self-service checkouts for cards only. There are still 2 manned checkouts, usually with longer lines.
 
hearlady said:
They have kiosks in Salary that take your change. Not sure the return rate or if you get credit at Walmart.
Anyone use those?
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That got me curious. From my search engine it appears there is a charge for exchange. As much as 12% at some machines. Banks will do free maybe if you're an account holder. But may require you to roll them. You can exchange them for gift cards (again fees). It's all about money even when it involves money exchanges. Donate it, gift it, keep it or visit a casino. No free lunches.
 
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fuzzybuddy said:
I've gone totally cashless. Everything is on the card. I still have a big jug of change. Around here, you have to have an account at the bank, or they won't take change. And really, what can you do with change? Yes, it's still money, but few vending machines even take change anymore. The only place that takes change is a local self carwash. Have you gone cashless? What do you do with your change?
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I haven't. I buy mainly with cash. If their isn't a line and I'm using self checkout, I sometimes use up my change in the machine. But I don't use dimes. I've had them not register and lose the 10 cents.

I'd hate for you to use one of those coin machines because they take a percent. You don't have a bank?

I need to go get those copies from the flash drive. I may go today. The copiers at the office store don't even take coins anymore. They need a card. I don't have a debit, just credit. I used it once before there with no problems to make copies of my cat's records.
 
Many years ago (pre-marriage) I had a 1/2 gallon bottle full of coins, 2 young girls came around collecting for the 'March of Dimes'. I handed them my bottle & told them, NO reciept, please. Sent them on their way lugging the bottle along.
 
It's gradually getting there. To me this Bible verse is portent - nobody will be able to buy or sell unless he has "the mark of the beast" visible on his body. Already some people are chipped.

Revelation 13: 16-17
 
hearlady said:
They have kiosks in Salary that take your change. Not sure the return rate or if you get credit at Walmart.
Anyone use those?
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if you are talking about those Coinstar type change machines.......... they generally take a percentage of total for counting up the coins.
i used to work at a place that had those i wanted very badly to tell one customer who said she was teaching her kids about saving ........that she paid 9 cents on the dollar for the machine to add coins up ... but my fellow co-worker thought the customer might get mad if i pointed that out.
 
There’s no coin machine at any banks I’ve been in. They require coins to be rolled and then they open them and count them manually. Seems they’re discouraging us from dealing with coins.

Thinking about it, I don’t recall seeing any coin machines around here. Maybe it was just when I was in the US.
 
Gaer said:
Am I missing something? Is the world going cashless and I'm the last one to know about it?
The cashier at the grocery said, "We're going cashless."
"What do you mean?" "What does that mean?" :I can't give you a twenty dollar bill anymore?"
What if my bank account is compromised again and I have to wait 7 to 10 days for a new debit card?
Who decided this?Under U.S.
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Under U.S. Federal law a store or vendor cannot refuse cash payment. All U.S. paper currency is clearly marked with the words 'THIS NOTE IS LEGAL TENDER FOR ALL DEBTS, PUBLIC AND PRIVATE.' If they don't take your cash you can then sue them in federal court. That said, I don't use cash for anything whatsoever anymore. Cash is an archaic relic from bygone days which serves no useful purpose in today's world other than to support armed robbers and drug dealers.
 

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