I don't believe that SS in the US was ever meant to be much more than prevent starvation. A sort of mandatory savings that some just could not do or would not do. It has been good for that purpose. Not sure what all the fears are now about losing SS. Only concern I have heard was about the rising number of retirees signing on while the number of workers in the US is dwindling a bit. Maybe we do need to revise amounts taken and make acceptance later in life or ?.