Trade
Well-known Member
I'm not your research assistant.
Medicare advantage not going away
- Thread starter Knight
- Start date
I'm not your research assistant.
Knight
Well-known Member
Didn't say you were. Simply asked if you were old enough to be on Medicare & how advantage plans have negatively impacted you directly.
I understand by your posts that the capitalist system isn't to your liking. But until the free stuff offered by politicians actually manage to take down America I'll stay with the system that is in place that made it possible for our family to live very well.
Medicare and the supplemental coverage for my wife have proven to be a worthwhile investment. That is only because she has two major medical events. Open heart surgery involving multiple issues was the first event. Documents that we reviewed indicated that without the combined payments by Medicare and the supplemental coverage we would have faced a half million dollar obligation, but ultimately paid zero. The second and most recent event was to replace the aortic valve ten years after her first major event.
On the drug coverage side our out of pocket costs have been a mixed bag. Common generic drugs have been covered with little or no out of pocket. Our out of pocket cost for blood thinner necessitated by heart issues has been a big hit. Each time we refill the ninety day supply the person waiting on us comments about the more than $300 amount due. Of course the portion paid by our insurance is much more. I pay the amount without complaint realizing the benefit.
For myself the case is more favorable. Being a disabled veteran my health costs are covered by the benefits I receive. I still carry medicare and supplemental coverage for myself because the issues of coverage when you are traveling, though for the most part are covered by the VA the claims process is elaborate. All said and done we are very fortunate.
On the drug coverage side our out of pocket costs have been a mixed bag. Common generic drugs have been covered with little or no out of pocket. Our out of pocket cost for blood thinner necessitated by heart issues has been a big hit. Each time we refill the ninety day supply the person waiting on us comments about the more than $300 amount due. Of course the portion paid by our insurance is much more. I pay the amount without complaint realizing the benefit.
For myself the case is more favorable. Being a disabled veteran my health costs are covered by the benefits I receive. I still carry medicare and supplemental coverage for myself because the issues of coverage when you are traveling, though for the most part are covered by the VA the claims process is elaborate. All said and done we are very fortunate.