hollydolly
SF VIP
- Location
- London England
today I had reason to call my CC provider. They'd stopped my card when i tried to make a payment.. because the payment was unusually high for me... so I had to speak to the fraud dept today to get it unblocked. The fraud inspector was telling me that every day, the fraudsters have found a new way of fooling the account holder.... and he told me 2 new ways to watch out for...My concern about Walmart is the ongoing problem of cards getting skimmed in stores, and online accounts being hacked... will not deal with WM unless they resolve these problems, and from what I've read it's been going on for years because they're not taking it seriously.
1. When you make an online payment to a company you've never paid before... and you have a Verification code sent to your phone or email..particularly your phone... then read the whole email
Fraudsters rely on most people just seeing the numbers and typing them in to instigate payment.. and so it's easy for a fraudelent transaction to take place..
Second one is... when at an ATM... we all know to keep our number shielded, and to watch out for anyone getting too close behind..we all know thatt he fraudsters attach fake card slots, so we watch out for any that look suspicious.... however mr detective said to me today.. that the keypads are often fake too.. and to determine if they are is to take the edge of your card and run it aound the keypad edge before a trasaction... .. if the keypad has had a fake cover on it, the card edge will lift it because it's onnly temporary and has to be easily removed by the fraudsters at the end of every day
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