Life In A Senior Affordable High-Rise

I just looked up requirements for senior, income-based apartments and the government sure makes things complicated. I honestly wouldn't know where to begin. Maybe, if this ever becomes a necessity - my son can help me figure it out. :)
The application I filled it out to move here was 28 pages. Plus I have to do it over every year for re-certification. It is difficult at times to get together all that paper work which has to be current. So need new paperwork of things that you just got a few months ago but are now too old! They think you might have gotten another increase in your check since the first one in January.
 
The application I filled it out to move here was 28 pages. Plus I have to do it over every year for re-certification. It is difficult at times to get together all that paper work which has to be current. So need new paperwork of things that you just got a few months ago but are now too old! They think you might have gotten another increase in your check since the first one in January.
I mean this in the least political way possible - but I really dislike the government sometimes -- they make EVERYTHING harder than it needs to be! 😟
 
I have the opportunity of moving to an apartment... I want to move to an apartment or a Bungalow..so I have no stairs any more.. and I've been looking for several years, and really nothing has come suitable for me very much... the cost of real estate here is extortionate , as well

..except now there's a really nice one that I can afford..... lots of light , open plan... big french windows... BUT... I always said that I wanted a top floor because I don't want to have people making noise above my head, like in the middle of the night someone's washing machine , or dragging furniture early or late in the day...anyone whose ever stayed in a hotel knows what it's like to have people above making a noise just as you're dropping off...

This flat is unfortunately on the 3rd floor of a 5 storey block... ...and it's so nice I'm really tempted. The current owner says she never hears the people above.. maybe..maybe not... but even if she doesn't the next people might be much noisier... so I don't know what to do..tbh :unsure:
 
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I have the opportunity of moving to an apartment... I want to move to an apartment or a ungalow..so I have no stairs any more.. and I've been looking for sevral years, and really nothing has come sutiable for me very much... the cost of real estate here is extortionate , as well

..except now there's a really nice one that I can afford..... lots of light , open plan... big french windows... BUT... I always said that I wanted a top floor because I don't want to have people making noise above my head, like in the middle of the night someone's washing machine , or dragging furniture early or late in the day...anyone whose ever stayed in a hotel knows what it's like to have people above making a noise just as you're dropping off...

This flat is unfortunately on the 3rd floor of a 5 storey block... ...and it's so nice I'm really temepted. The current owner says she never hears the people above.. maybe..maybe not... but even if she doesn't the next people might be much noisier... so I don't know what to do..tbh :unsure:
I lived on the 6th floor of a 9 floor building once - and the people above me drove me nuts! They would play fetch with their two very large dogs, running back and forth and back and forth ... I finally asked the manager about it - but nothing changed.

I decided I would never do it again.... So I can relate.

Good luck!!! It's so hard sometimes to know how to weigh the options!
 
I lived on the 6th floor of a 9 floor building once - and the people above me drove me nuts! They would play fetch with their two very large dogs, running back and forth and back and forth ... I finally asked the manager about it - but nothing changed.

I decided I would never do it again.... So I can relate.

Good luck!!! It's so hard sometimes to know how to weigh the options!
Precisely...that's exactly my thoughts... I've never lived in an apartment where there's anyone above me, I grew up in a tenement, but it was the top floor... but hotels let me know how bad it could be, with people dragging furniture across the floor at all sorts of hours of the day... clip clopping with high heels.. kids bouncing balls... like I say she swears she doesn't hear her neighbours upstairs but , they might move out.. and noisier ones move in... so I think with a heavy heart I'm going to have to turn this one down...
 
Here's the info about the place: "...not a conventional public housing project; it does, however, utilize some public funds. It is the result of a joint venture between the County Housing Authority, the City, and other investors. It is controlled by a 7-member board of Directors under a non-profit organization." So I guess that makes it not private-owned even tho it says "other investors"?
I would think so because the county housing authority and the city are involved and they may be the primary owners. In many cities, housing authority properties have wait lists 7 yrs long. Many un-housed persons on the street get checks and are waiting for housing. They do get preference on many housing wait lists.

I was able to move in my apartment within 3 weeks of applying. That was because I was considered a person in need. So I was not put on the waiting list. My friend downstairs said she had to wait 3 years on the wait list.
Yes, there are certain segments of the population who are given preference with regards to wait lists. Also, referrals from homeless shelters and social service programs can get into an income-based apartment quickly, or whenever a unit becomes available.

I just looked up requirements for senior, income-based apartments and the government sure makes things complicated. I honestly wouldn't know where to begin. Maybe, if this ever becomes a necessity - my son can help me figure it out. :)
I agree, gov't processes and paperwork is extensive and often changing. I hope your son would be able to help you. There are many senior organizations throughout the US to help with things like that. You could search the internet and call your local health department for leads to these organizations. Though you may never be homeless, if you can get a copy of homeless shelters lists, they often have social resources on them to help people and seniors apply for housing.

The application I filled it out to move here was 28 pages. Plus I have to do it over every year for re-certification. It is difficult at times to get together all that paper work which has to be current. So need new paperwork of things that you just got a few months ago but are now too old! They think you might have gotten another increase in your check since the first one in January.
The preliminary applications to get on some waiting lists are usually not that long. When you meet with a housing manager in his/her office, you are guided through completing all of the application. They explain a page, you sign and date and they turn to the next one. The packet can be thick because of HUD regulations but you are not alone in completing it. Part of the packet may be what they give to you for your files. It just takes a little patience before a person can move into their own apartment where she/he can enjoy living below their means.

Being pre-certified through collecting updated info 6 mos before the lease ends is necessary to adjust the rent by the start of the new lease year, if necessary. Depending on income, it may have increased or decreased. If a person did not have Medicaid Part B or C but recently signed up for it, for instance, their SS livable income would decrease. Being recertified would allow the tenant to pay a lot less rent.

The SS yearly COL increase, while laughable to some 😊, has to be figured into the income. It does not increase the rent very much though. One year mine went up $1. Another year, $4.

I mean this in the least political way possible - but I really dislike the government sometimes -- they make EVERYTHING harder than it needs to be! 😟
Yes, we all can agree with that. But, if they have something that you want, you can find a way to adapt. For me, not only living below my means but being able to save is also a motivator to adapting to what HUD housing requires. Being able to do this in a savvy way has the potential to help me to leave HUD senior housing one day if I choose to and still live affordably.

Because I had so much saved up, I was able to relocate out of state to where my son lives. I didn't have to ask anyone for funds and I had all that I needed every step of the way. Financially, it was a very comfortable move because I have been able to submit to what senior income-based HUD housing requires, which allows me to build a savings from my low SS.
 
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Precisely...that's exactly my thoughts... I've never lived in an apartment where there's anyone above me, I grew up in a tenement, but it was the top floor... but hotels let me know how bad it could be, with people dragging furniture across the floor at all sorts of hours of the day... clip clopping with high heels.. kids bouncing balls... like I say she swears she doesn't hear her neighbours upstairs but , they might move out.. and noisier ones move in... so I think with a heavy heart I'm going to have to turn this one down...
Probably the best thing to do if the possibility of intolerable upstairs noise is a main priority. You shared the most important point...quiet ones may move and loud ones may move in. Even with owner-occupied condos, quiet ones could sell. We all have to decide on what we can and cannot tolerate. Good luck with your search. Don't give up!
 
I mean this in the least political way possible - but I really dislike the government sometimes -- they make EVERYTHING harder than it needs to be! 😟
They certainly do. But in the long run, I do what they ask because I have a beautiful apartment and I pay less than $300. for it. I think it is like a job, you may not like it but you like the paycheck. Some people won't apply because they don't want to give up all their private information. I figure I have nothing to hide. So what the heck I share it with them and get a great place to live in return.
 
Precisely...that's exactly my thoughts... I've never lived in an apartment where there's anyone above me, I grew up in a tenement, but it was the top floor... but hotels let me know how bad it could be, with people dragging furniture across the floor at all sorts of hours of the day... clip clopping with high heels.. kids bouncing balls... like I say she swears she doesn't hear her neighbours upstairs but , they might move out.. and noisier ones move in... so I think with a heavy heart I'm going to have to turn this one down...
That is why I like being in a senior/disable apartment building. Quieter at night. Most everyone is watching television in the evening.
 
They certainly do. But in the long run, I do what they ask because I have a beautiful apartment and I pay less than $300. for it. I think it is like a job, you may not like it but you like the paycheck. Some people won't apply because they don't want to give up all their private information. I figure I have nothing to hide. So what the heck I share it with them and get a great place to live in return.
Agreed! I have an apartment that I love and my rent is less than 1/3 of my SS income and my utilities are included. So many people are desperate for a stable roof over their heads. So much to be thankful for!

And what do we have that the government doesn't already know about? Very little. I do understand not wanting to voluntarily give up private info. Of course, I felt that way and still do. But when someone has something that can be valuable to you and they offer it to you, you find a way to comply with their requirements.

And I'm glad that I have found a way to be grateful and happy though I chose to do something that I didn't want to do. It would have been worse for me if the opportunity did not exist.

That is why I like being in a senior/disable apartment building. Quieter at night. Most everyone is watching television in the evening.

Yes, that is what I love...the night quietness. ✨🌛 And it's relatively quiet during the day too, though some people do come and go. I wouldn't want to live around families/children anymore.
 
At this time, there's no need for me to be apartment hunting, since I own my unit and hopefully will never have to move from here. But I'm always interested in this subject, so I'll be looking forward to your posts. In fact, I have a quirky hobby. Periodically, I'll look through apartment listings in cities I'm curious about in various states, just to see what's available, how they are decorated and what they rent for. I usually use Apartments.com and sometimes Zillow.
 
At this time, there's no need for me to be apartment hunting, since I own my unit and hopefully will never have to move from here. But I'm always interested in this subject, so I'll be looking forward to your posts. In fact, I have a quirky hobby. Periodically, I'll look through apartment listings in cities I'm curious about in various states, just to see what's available, how they are decorated and what they rent for. I usually use Apartments.com and sometimes Zillow.
I hope you never have to move either, since you're happy there. Glad to have you reading and commenting here. 💖
 
Probably the best thing to do if the possibility of intolerable upstairs noise is a main priority. You shared the most important point...quiet ones may move and loud ones may move in. Even with owner-occupied condos, quiet ones could sell. We all have to decide on what we can and cannot tolerate. Good luck with your search. Don't give up!
i;ve told the seller, I've changed my mind... I just can't tolerate noise.. certainly not above my head.. so I can't take the risk, such a pity....because the apartment is beautiful, but that won't be any good if I'm not happy there so, sadly, it's had to go in the dumpster...
 
i;ve told the seller, I've changed my mind... I just can't tolerate noise.. certainly not above my head.. so I can't take the risk, such a pity....because the apartment is beautiful, but that won't be any good if I'm not happy there so, sadly, it's had to go in the dumpster...
There is probably a much better one waiting for you to find it. Keeping my fingers crossed for you.
 
They certainly do. But in the long run, I do what they ask because I have a beautiful apartment and I pay less than $300. for it. I think it is like a job, you may not like it but you like the paycheck. Some people won't apply because they don't want to give up all their private information. I figure I have nothing to hide. So what the heck I share it with them and get a great place to live in return.
Absolutely, I get it and I agree - we do what is necessary. The honest truth is, my brain doesn't work as well as it used to and these kind of things are becoming much more difficult for me. So, I end up getting frustrated.

I need to sit back, take a deep breath and know that whatever comes - I'll deal with it and be OK!

I'm so glad you have a place to live that is both affordable and comfortable!!!
 
Precisely...that's exactly my thoughts... I've never lived in an apartment where there's anyone above me, I grew up in a tenement, but it was the top floor... but hotels let me know how bad it could be, with people dragging furniture across the floor at all sorts of hours of the day... clip clopping with high heels.. kids bouncing balls... like I say she swears she doesn't hear her neighbours upstairs but , they might move out.. and noisier ones move in... so I think with a heavy heart I'm going to have to turn this one down...
Hugssss ... I know how hard it is.

Funny you mention new neighbors... I purchased a mobile home back in early 2000's and at the time I had two excellent neighbors! In most mobil home parks here - the houses are pretty close together - especially when you are renting the land. Things were great for the first couple of years, and then the nice lady living on one side of us passed away.

Long story short - by the time I sold that home I had neighbors on both sides that were absolutely horrible!!!!!!!!!! :(

You just never know.
 
Hugssss ... I know how hard it is.

Funny you mention new neighbors... I purchased a mobile home back in early 2000's and at the time I had two excellent neighbors! In most mobil home parks here - the houses are pretty close together - especially when you are renting the land. Things were great for the first couple of years, and then the nice lady living on one side of us passed away.

Long story short - by the time I sold that home I had neighbors on both sides that were absolutely horrible!!!!!!!!!! :(

You just never know.
it's true you just never know.!

I live in a semi detached house... with big gardens , my next door neighbours on one side share a wall... and my opposite neighbour 's house about 20 feet away.....in this road of 10 houses, there's only one family with children...

..so moving into an apartment with people everywhere will be a big change in itself... without me making it worse by choosing to live under someone ..

Housing is very expensive here, and Bungalows ( single floor housing are very scarce) so to not have to cope with stairs, my real only choice is to move to an apartment..., but nothing in the areas I would like and can afford have become readily available... in the past few years.....so when this beautiful one came up for sale ...I thought maybe I could cope with someone above me being as they're quiet... but on reflection I just couldn't take the risk..
 
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They certainly do. But in the long run, I do what they ask because I have a beautiful apartment and I pay less than $300. for it. I think it is like a job, you may not like it but you like the paycheck. Some people won't apply because they don't want to give up all their private information. I figure I have nothing to hide. So what the heck I share it with them and get a great place to live in return.
Several years ago I posted about the intrusive information required when apartment hunting. I was doing so at the time because I was going to let my Honorary Daughter and two youngest grandchildren live here. She was quite sickly and had trouble keeping up with her rent due to either too many absences from work or losing jobs because of her ill health. I knew it would be much more affordable for her to live here, so I went apartment hunting.

They wanted information about my bank and investment accounts (including the numbers) in case I qualified for rent assistance, which I knew I didn't. I wasn't comfortable with giving that kind of information, especially when I saw that one place, which I knew was nice because people I knew lived there, kept that information in unlocked file cabinets! Who's to say the night janitors wouldn't take a peek?

I did not apply at the housing authority because I didn't want to live in public housing. Private senior buildings had up to 3 years wait time, so my HD wound up telling me not to do it. She said she would manage and she did. Fast forward, she's in better health and not going to the hospital nearly as much as she used to, has since gotten good jobs and is continuing to manage.
 
Back Entrance2.jpg

The back of the building is more plain, of course. Lovely landscaping is on both sides and in front. There is parking in back and in front but only for residents. Guests have to park on the street but this is a busy urban area, commercial and residential. Plenty of streets and street parking without meters and very walkable.

Back Entrance.jpg

If you come back in through the back door, you have to buzz the intercom at the door to be let in. Or, you can come in with others who have been buzzed in.

Moving in is at the back. We have a key that works for our apartment doors and our mailboxes. We don't have any key fobs to buzz ourselves in. Much patience has to be had by the front desk attendant when someone is moving in.

When me and my son were moving me in, we had to keep buzzing to be let in. We often went in when others had been buzzed in. Near the end, we held the door open and moved 5 items into the back foyer. Then we moved them up.

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This is the driveway entrance to the left of the back door. Landscaping and a seating area is to the left beyond the cars.

Back Entrance gate.jpg

Driveway exit to the right of the back door. Landscaping and a seating area is to the right, where you see the sidewalks. There are intercoms at the 4 gates (2 front and 2 back) for use by those coming in after gates close, around 7p.

My Windows.jpg

The windows in this 50+ year old building are being replaced. I thought the building was built in 1970. A maintenance man told me that it was built in the 60s and that the first residents moved in in 1970. I'm sure this is true because I saw a plaque about the dedication in 1970. My apartment is actually to the left of this pic I took of the building outside. The elevator shaft divides the 2 wings.

All tenants parking in the back had to move their cars on Friday to the front and street. Monday a crane and trucks will be setting up in the back. It should take from 8-10 weeks to complete the upgrade, depending on the weather.

I fell in love with the huge windows when I moved in. As you can imagine, with their size and my height, the apartment is absolutely flooded with light throughout the day. Excellent for my creative pursuits! There is a good-sized sill where I can put flowers and plants.

The frames are aluminum and the middle window in the living room has a screen. One side of the bedroom window has a screen too. It is difficult to open the windows because they grate and scrape. The bedroom window also has what looks like lime scale on it.

They are being replaced because of the age and storm damage. My leasing manager said they have been waiting a long time for this upgrade. The maintenance man also said that blinds come with the new windows. I'm sure they will be more energy-efficient and sound-proof too. I hope they have wide sills. I am excited to see how they look and function.

@OneEyedDiva , I've added you to my tag list so you can come straight to my new posts without scrolling trying to find them. Let me know if you'd rather not be tagged.

@Kaila @Jules @CaliS @PeppermintPatty @Coco @squatting dog @JustBonee @Pinky @katlupe @IrishEyes @Jazzy1 @Pepper @CinnamonSugar @hollydolly @astralcat @CallMeKate @Medusa @MACKTEXAS
 
What a view and new windows to admire it from. Perfect.
Thank you! The water is the St Johns River, which is huge. I'm going to share some facts about it in a future post. I'm actually 17 miles from the Atlantic Ocean but this river looks like the ocean. 😊

Yes, I second that, the view is beautiful! The windows make it worth every penny you have to pay.
Thanks so much! I am truly blessed with this apartment, despite the trials of my life. As far as every penny that I have to pay, you and I and others know that they are gladly paid because they are well within our small budgets. Our government has lots of faults but, I am grateful to Washington D.C. for these senior programs. 🙏🏽
 
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Thank you! The water is the St Johns River, which is huge. I'm going to share some facts about it in a future post. I'm actually 17 miles from the Atlantic Ocean but this river looks like the ocean. 😊


Thanks so much! I am truly blessed with this apartment, despite the trials of my life. As far as every penny that I have to pay, you and I and others know that they are gladly paid because they are well within our small budgets. Our government has lots of faults but, I am grateful to Washington D.C. for these senior programs. 🙏🏽
I am thankful every day I live here in my apartment. Not anything like yours though. But I love it.

The St. Johns River?????? That is MY river! I grew up a mile from it. I watch videos about it all the time. My school friend, who is my friend on FB lives near it now and I love the videos and pictures she post about it. Now I have to say you are REALLY lucky! To have that river as your view out those beautiful windows is truly something special.
 
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