Retirement..I have a plan

Old Hipster

Old Hipster

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I really, REALLY wanted to retire at 62, but it is just not going to be wise. The cost of an individual health care policy is staggering to say the least. But I feel I am worth it for 2 years anyway.

I have definitely decided to go at 63, that will be in 2015. Now I have something definite to shoot for, that's only 17 more months. I think I can stay sane until then. I'm practically giddy over the prospects of it, not the sanity part, but the retirement part.
 
So glad to hear you've set a date OH, that's exciting! From your postings , it sounds very much like it's time. I know you had concerns about retiring, but everything will fall in place and any sacrifices you may have to make will be so worth it.
 
It will be fine.....and setting a date is great.
i dithered for a few years, mainly over money.....and it has worked out better than I expected; so there is hope!
 
Way to go amiga mio! I have not been able to stay sane so the exact date of my retirement is nebulous at best. Am thinking about dropping dead on the job so I can scare the crap out of whoever finds me. HA HA, last laugh's on me...
 
That Guy said:
Way to go amiga mio! I have not been able to stay sane so the exact date of my retirement is nebulous at best. Am thinking about dropping dead on the job so I can scare the crap out of whoever finds me. HA HA, last laugh's on me...
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Oh No! I think that would be the most tragic thing in the world, to die at your job.

Now that I have that carrot dangling out there and I can almost see it, it should help my mental state.

Thank you all for the well wishes and I'll need moral support when the time draws near!

Atleast I am already quite familiar with SS and Medicare and medigap ins., because I helped my husband get all signed up with everything.
 
Do you have a Plan B? Or is this one Plan B (Plan A having been to retire at 62)?

So far I've retired three times, and dammit! it just doesn't seem to "take":D
 
Choice! First time I was 50 and my job was going away. All I had to do was enter my employee number in the computer and it would have spit out the location of my next job. If I didn't enter it, no job and they'd pay me to leave, still pay my pension. I didn't enter it. My momma didn't raise any dumb kids! It didn't take long to find my next job once the novelty of doing nothing wore off.

Second time, I thought the time was right and was turning 62 so I retired and promptly got bored witless.

Third time started out being helping out a friend who had just bought a motel and needed a head housekeeper. I "helped out" for years until I got tired of the hired help not showing up or not doing the work or whatever. By then, they'd dreamed up so many excuses for whatever called for an excuse that they were recycling them. And DH was finally going to "really" retire, so we both did.

That didn't last long because he died shortly after that. When boredom set in again, I went back to work. That was five years ago. Last spring I cut back by five clients, but by September was burned out with sitting around so gathered up five new ones.
 
Good for you.....I don't mind if it is by choice, and you are doing something that you are good at, and you like..
 
I retired at 62 and have not looked back...lol, there have been times, especially in the winter, that I've thought about a part time job, but I've never really got serious about it.

I hope it all works out for you OH.
 
I'm sure it is a "load lifted" just deciding on the date. I did it for years and finally just did it and it is WONDERFUL!!

Congrats on getting started!
 
Boy is this ever driving me nuts.

I want to scream it from the roof top here at work, but I am keeping mum for a few more months, atleast as far as my many bosses go.
 
I know what you're going through OH, when we set a date for retirement I wanted to scream it from the rooftops. I'm pretty sure my bosses knew what was up since we made so many trips to Arkansas and even bought land. Six months before we retired we bought this cabin and came up several times before I officially announced retirement a month before I left. I didn't even tell any co-workers as it was a rumor mill, and I wanted to leave on my terms. When I bought the land my bosses asked me if I was getting ready to retire. That was about two years before, so I don't feel I lied to them when I said no.

This is an exciting time for you, it's so hard to keep the secret at work because you're planning in your head all the good times you're going to have, and you can't share it with anyone. I'm so happy for you, you have definitely earned it OH.
 
A gal that used to work here, they move to Arkansas when she retired too, her and her husband. Hey your name isn't really Jan is it.

They know I won't be here until I am 65, I have made that really clear. I've told a few friends at work that I can trust, but it is a real rumor mill here too.

Thank you for the well wishes and moral support!
 
I joined this forum a few months before I retired. Once I made the decision to retire, I had one heck of a time concentrating on work. The plus side to that was that it wasn't a huge adjustment as my mind had already semi-retired.

Like OG said - what are your plans?
 
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