There is a river, which over flows each year.

[fuzzybuddy]

There is a river, which over floes each year. A house sits on the river. One side of the house is the wall, which keeps the river out of the house. So most of the year, that wall keeps the house nice and dry. Except for the spring runoff. Then the river over floes into the house. Each year, the owners are on TV,. saying they will rebuild the house. (This is a true story.) And it kind of applies to the people in the flood prone areas. If you live in a flood prone area, that is your choice. And I assume your home owners insurance reflects your choice of where you want to live. Now here's the hard part. In times of crisis, do you stay on your property to stop looting, which you know, will occur. But then, you maybe have beg to get rescuers' lives on the line to save your sorry ass; or do you leave, and get looted for thousands and thousands of dollars you're never going to get back from looters?

 

[Ruth n Jersey]

To answer the question I probably would leave and hope for the best. I certainly wouldn't want to put anyone's life on the line. In reality both of those scenarios wouldn't apply to me. One flooding and as much as I loved my home I would be out of there for good. I do understand though that some people may not be able to relocate for one reason or another.

 

[nvtribefan]

Homeowners' insurance would cover items stolen from your home. Why on earth would you risk your life for stuff?

I don't understand why anyone chooses to live in a flood prone area.

 

[Butterfly]

Homeowners' insurance would cover items stolen from your home. Why on earth would you risk your life for stuff?

I don't understand why anyone chooses to live in a flood prone area.

I agree with you and Ruth. I wouldn't live in a place where I'd continue to get flooded out. It doesn't make sense to me to keep rebuilding where you KNOW it's going to happen again.

 

[Don M.]

I don't understand why anyone chooses to live in a flood prone area.

Me neither! It would only seem logical, when buying a house, to check the surrounding environment...looking for things like it being a flood prone area, or having a good chance for a forest fire. Living on a shoreline, or near a river might seem nice during normal weather, but I would think it wise to consider a "worst case" scenario before buying. "Murphy's Laws" apply to virtually everything, and the Only wise approach is to plan for the worst, and be grateful if it doesn't happen.

 

[Aunt Bea]

I would only do it if I was very wealthy and could spend a couple of months in the city or in the mountains while my oceanfront home was being rebuilt.

 

[BobF]

I would only do it if I was very wealthy and could spend a couple of months in the city or in the mountains while my oceanfront home was being rebuilt.

Many years back I lived in MIssissippi, outside the levee that is supposed to save the rest of the delta. Still known for the levee to get failed or overcome and floods do happen. Inside the levee where it is known to flood there were homes built on log platforms that allowed them to float up or down as the waters rose or fell. Most of the year they were down and livable. Lots of lands down there that were farm able and there needed to be places for the workers and owners to be nearby to do that.

In poor lands like Mississippi people show their strength by doing the best they can with the offerings of the land. In places like California the people seem to find millions just to buy an ordinary builders home and upgrade it to today's ideas of best.