Recent content by Gark

I've seen posts from new retirees stating that they took their alarm clocks out onto the driveway and smashed them into bits with a sledge hammer (or equivalent destructive device) to demonstrate their new freedom. Some say it was quite healing & invigorating.

"The sky is falling! The sky is falling!" -chicken little-

Some, like me, adjust very quickly. Never looked back, starting the next day. Some require time to adjust. Give yourself that transition time, we're programmed to "go, go. go" but then - "now what"? How about testing some "you time" for a change?

That fed taxation of SS in comparison with other incomes is pretty dang convoluted for a dummkopf like me. Yah, I know there are calculators to kinda guess SS tax damage on your return, but start making adjustment or reduction of this/that and the whole result goes whacky. Doin' my best to dink...

Ya might consider replacing the electrolytic capacitors or find someone who can....

We decided that our credit ratings were not important since we pay cash for everything now. I froze both our files at the big three agencies to (hopefully stop) bogus new accounts against us. No use for these crooked credit ratings agencies unless there's some unforeseen time we need credit...

And even older - this 3 1/2 inch rigid diskette at 1.44 MB started out with only 720 KB. Before that was 5 1/4 “ floppy (truly flexible) diskettes. And who will admit being old enough to have used 8” floppies? Imagine what we would have thought back then to see modern day memory devices and...

Oh, that '57 gives me heart palpitations.... Nice....

Rap music.

Sent all my money to a prince in Zindania who promised me 400% returns on my investment. Still waiting on my windfall. Any day now my ship will come in ....

There is no need to find my own mistakes and self-announce them to myself or others. My spouse will find and announce drips, goofs, calculation errors and stains in laundry, out loud and usually in front of others if possible.

As a 7-year old that never ever encountered air conditioning, in the hot sweaty summer the parks & recreation system offered a 1-hour ride on a passenger train for 25 cents. It was air conditioned - in 1959 - I could not comprehend how absolutely comfortable dry cool air was!!

Answering the OP question, our portfolio - pretty much the easy concepts recommended by the late John Bogle. He showed a simple three fund setup of index funds with an asset allocation (annuities/bonds/cash) that you can sleep with. For 9 years in retirement (no earned income), we have AA of...

Have an old Scott receiver, Sony PTS-215 turntable and RSL 12” 3-way speakers,all still work. Regrettably, the old Marantz 1152DC stereo amp died (that thing really pumped out music/watts!).

In my case, nope. Absolutely nope.