Recent content by LisaThompson

Changed mind, sorry

Went for a 1 hr 45 min bike ride then took a shower. Otherwise I laid on the couch almost all day surfing online.

I am poor so all I'd do is the employer 401k match and put the rest into a taxable investment account. I would never be earning more than 450k per year or $553k to ever pay any taxes on that amount. The poor think they need to use Roths or Traditional 401k's IRA's when these taxable accounts are...

Capital gains taxes in your one investment account are zero percent up until income reaches Up to $44,625K per year for a single our about double that for a married couple. And your contributions to your investment accounts are not taxed. 13,850 K Standard Deduction for a single and $27,700...

Thanks everyone for your advice. It appears with this new job we'll be doing better than expected. Getting out from under thte Mortgage will help alot though we could almost pay it off our son is too far from his friends. We need to move anyhow the snow here is horrendous. It's not a good...

Great advice, thank you. We buy Wild Alaskan Salmon when on Sale but otherwise, buy 1/2 a cow from a farmer who lives 30 min away. We see his cows are grass fed. The bolded above seem to make life much easier not wanting to buy much if you do not need it. You are content with living with overall...

Good Morining. That's great you are set doing good at 66 and thanks for the advice. Mr Money is excellent and the reason I started investing. Since I started this thread, I started a new job. $25 per hr x 45 hrs a week so we'll be contributing to the IRA and the Brokerage Account. It's really...

Our son has schizophrenia. He is highly educated and worked for Apple battling it thru diet and exercise but he lost the battle completely when he turned 30 yrs old and broke his leg. Exercise was 50% of how he maintained, he even moved up a few times with the disease but it won. He was loosing...

@HoneyNut Yes, chickens are a lot of work but they made us so happy. Leghorns r great! Our 2 we were good layers too. Good idea. My favorite are the escape artists, the Barred Rocks. Our 2 would fly out of the fence with all other 15 chickens following suit. Cops at the corner gas station asked...

Congratulations on your retirement! :) Our son is here, I cannot leave him. Otherwise I agree 100%, we'd be out of here.

PG&E caused a fire right near our house once. Our plan is a Metal roof and to have endless water somehow via a spring or pond.

Wow that is heavenly having weather in the 50's during summer!! Most of this summer for us, it's been in the mid-late 80's. Cools down at night around 9am. We sleep outside.

Thank you Sippican The IRA is 100% invested in the S&P w/ a planned a conservative 6% return for the next 5 yrs then the plan is to go conservative-60/40 sounds good. Transportation is light, yes, due to E-Bikes we ride for a little over half the year. We also Mtn Bike but not as much since I...

Great Points. Masks are use-less. I believe that's been proven. I will shop later at night, probably try to avoid groups but overall, I've done that for years anyhow. I probably will not mask up unless at a Doctors office and wash my hands more

I agree, people who stay busy certainly are happier. Even if they remain at a p/t job they enjoy. I think depression can easily set in realizing the runway is much shorter and health issues creep in.