Once in middle school, where I promptly peed myself. Oops? In junior college I failed a PE class just because I couldn't/wouldn't talk in front of people. So, no, no can do. Nope.
Well, that's the way it was 20 years ago. My father borrowed about $35, 000 and 6-7 years later, when he died, he owed $170,000. Interest WAS based on the value of the house.
I would stick with Toyota. I traded my 17 year old 4Runner in for a new Corolla in 2017. Didn't have a problem with old one, but thought I should get a new one for my last car. Never had ANY problems.