Recent content by s76l42

  1. s76l42

    Don't Ya Just Hate Updates?!

    If you are using an Android phone, you can change that in the settings menu so that one press will give you the option to turn off your phone. Open Settings on your phone. Scroll down and tap Advanced Features. Select Side Button. Under the Press and hold section, choose Power off menu.
  2. s76l42

    My credit score dropped 23 points!

    It should recover over time. Much of your credit score is based on credit utilization and credit mix. When you pay off debt and close an account that changes resulting in a lower score. Just Rejoyce in the fact you are debt free. You are doing it right. If you use a credit card to make purchases...
  3. s76l42

    What are things that everyone ought to understand, but many don't?

    I am superior to no one and have no idea where you got the idea that I think I am. Saying that people who cannot afford to care for themselves should not be bringing children into that situation is just common sense.
  4. s76l42

    What are things that everyone ought to understand, but many don't?

    I agree and one of the major contributors to poverty is already impoverished people bringing children into the world when they cannot afford to care for them. If you cannot afford to care for yourself don't have children.
  5. s76l42

    What are things that everyone ought to understand, but many don't?

    The question was "What are things that everyone ought to understand, but many don't?" and I simply answered "How to live within your means and stick to a budget. All schools should teach basic, personal finance" Your presumption that I "believe a single mother can adequately provide for her...
  6. s76l42

    What are things that everyone ought to understand, but many don't?

    How to live within your means and stick to a budget. All schools should teach basic, personal finance.
  7. s76l42

    A lesson learned about being more aware of bank statements

    Don't link any streaming service or service of that type to your bank account. Use a credit card. Anything that takes money out of your bank account is a huge security risk.
  8. s76l42

    Fuduciary vs financial advisor

    If you are seeking the advice of a financial advisor, always choose a fiduciary, a fiduciary is a financial advisor that is legally obligated to work in a client’s best interest. A fiduciary is required by law to manage the clients’ assets for their benefit and not for their own. Not all...
  9. s76l42

    I purchased internet security a few years ago.

    Auto renew is turned on my default when you make the purchase, most of us don't read the terms of service so this is often missed but it can be turned off at any time after the purchase. Set Up Auto Renew for Trend Micro: A Simple Guide I have been in IT for 25 years and at home I use Windows...
  10. s76l42

    Crows are rather clever

    They are one of my favorite birds, extremely intelligent. A crow remembers people and faces. If you are mean to a crow they remember it forever. :)
  11. s76l42

    This is our latest foster Larry

    He is adorable. Thank you for being so kind and saving him. :)
  12. s76l42

    Movie "The Shashank Redemption."

    Read the book and saw the movie, both excellent.
  13. s76l42

    Question for the Atheist

    I was brought up to believe you were either "saved" or went to hell. From my earliest memories I questioned religion. What makes one religion right and hundreds of others wrong? Having read the bible, I found it to be the most horrific fictional book I have ever read. There have been hundreds if...
  14. s76l42

    Share Your Little Bit of Wisdom

    "When you know better, do better" "Be who you are and say what you feel, those that mind don't matter and those that matter don't mind"
  15. s76l42

    What steps should widows living alone take for protection?

    I recently wrote an article on how to stay safe when living alone. Safety Tips When You Live Alone
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