We've been going through another lot of devastating floods. Flooded roads, at least one lost life, and people being evacuated from their homes to refuge centres. My heart goes out to them. We've lived in a flood-prone area. The fear never quite leaves you. We moved 18months ago to a flood-free area, but who knows what lies in store given the changing weather patterns we are seeing now.
What was once considered to be a 1 in 100-year event is happening every couple of months. Insurance in these areas has become so expensive that most can't afford it. In the worst affected areas, people can't get insurance even if they are willing to pay. No insurance company will touch them.