Still planning; makes no sense to collect SS or disperse IRA/401K funds until my wife also retires, lest I remain in a very high tax bracket. What's an "RL friend"?Have you retired yet or still planning? I've done a few different things in my life some of them quite well. But at 71 I do feel like being retired is what I have most excelled at. My new RL friend and dog sitter feels the same and she is in her sixties. My wife is 81 and still loves to do her art work along with the office work that entails. But attending to her failing physiology is her full time job. Ma
Make yourself to home!
Still planning; makes no sense to collect SS or disperse IRA/401K funds until my wife also retires, lest I remain in a very high tax bracket. What's an "RL friend"?
It does mean real life."Real Life". Sounds like you are well set to retire when she is able to join you. What you choose to do with your time will need to suit you but things I've found I like are reading good books (especially fiction), walks in nature with my wife and dogs, making my garden and chatting with friends. We traveled a lot before but with the pandemic and my wife's medical vulnerability we've been laying low. Do it while you can if you have that bent.