About to scream Right Now!

It may or may not work with your phone co..we're.....L.L=Verizon(East coast)

But what could it hurt to try!

Good Luck!

Hey! Carouselsil..I'm originally from Eastern Pa.,too.."many moons ago".
Nice to meetcha' !
 

Another good thing to watch this time of year.

Your credit cards. I have one at Best Buy, where I buy all my electronics & kitchen stuff.

I have not used this card in the past year when I bought my TV. Well, Monday I got a snail mail bill from best Buy. It has $208.64 charged on it. I went online & it only said "for service pending"

So I called Best Buy Had to go through many people & one even left his mike open when he said he was going to put me in a different Dept for my problem. He said to someone "maybe if we wait long enough he'll hang up." Waited about 10 minutes then he did transfer me to the credit card?? Dept.

There this woman said can I help you. I said yes, what is this $208.64 on the card that I have not used in a year. She was typing & finally said this is for future services at your house if needed. I said WHAT? She said this is in case you need a tech to come & help set up your WiFi to your TV or to others. I said how much is a standard cost without this service? She said this service will drop your service call from $100.00 down to $80.00 for the next year.

I told her to cancel this as I can either set it up myself or I have a friend that is great with WiFi setup. She him hawed around but I finally got this charge taken off.

So again this time of year people are tired & not watching their C.C.'s real close & there can be extra charges put on & you go ahead & pay off the card. I was lucky as only one charge on this card.
 
Tom 86 said:
Another good thing to watch this time of year.

Your credit cards. I have one at Best Buy, where I buy all my electronics & kitchen stuff.

I have not used this card in the past year when I bought my TV. Well, Monday I got a snail mail bill from best Buy. It has $208.64 charged on it. I went online & it only said "for service pending"

So I called Best Buy Had to go through many people & one even left his mike open when he said he was going to put me in a different Dept for my problem. He said to someone "maybe if we wait long enough he'll hang up." Waited about 10 minutes then he did transfer me to the credit card?? Dept.

There this woman said can I help you. I said yes, what is this $208.64 on the card that I have not used in a year. She was typing & finally said this is for future services at your house if needed. I said WHAT? She said this is in case you need a tech to come & help set up your WiFi to your TV or to others. I said how much is a standard cost without this service? She said this service will drop your service call from $100.00 down to $80.00 for the next year.

I told her to cancel this as I can either set it up myself or I have a friend that is great with WiFi setup. She him hawed around but I finally got this charge taken off.

So again this time of year people are tired & not watching their C.C.'s real close & there can be extra charges put on & you go ahead & pay off the card. I was lucky as only one charge on this card.
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That's outrageous, Tom! Have you cancelled the CC? (That would have been my next phone call...)
 
StarSong said:
That's outrageous, Tom! Have you cancelled the CC? (That would have been my next phone call...)
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No, I have not canceled it. The reason is it does give me good benefits when I buy electronics or like a microwave for over the stove. Lowers the price & also gives me a longer warranty for no cost. Even most times it's free installation, since I live 20 miles from the store they remove the delivery fee. This is the first time in 5 years they have done this.
 
Tom 86 said:
No, I have not canceled it. The reason is it does give me good benefits when I buy electronics or like a microwave for over the stove. Lowers the price & also gives me a longer warranty for no cost. Even most times it's free installation, since I live 20 miles from the store they remove the delivery fee. This is the first time in 5 years they have done this.
Click to expand...
I would cancel this card immediately and if you need/want something from them, I'd use a CC that gives you cash back.
 
I'd think it would be best to contact the new bank and straighten things out — before the scammer uses the account to do (whatever it is they intend to do) that could impact you.

Sorry this is happening to you. :(
 
carouselsilver said:
No, but I have heard about things like this happening where the person who opened the account will cause an overdraft.
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I didn't know one could open a checking account without funding it. Interesting.

Sounds to me like you've had your identity stolen. Not sure how you get alerts attached to your name and ID, but if it were me wearing your shoes I'd get in touch with a bank officer and one of the big credit watching companies. These actions could come back to haunt you.

If the fraudsters are using your mailing address, it's probably time for a locking mailbox or other means of thwarting them from getting their hands on mail that they're intentionally having sent to your true address. I'd talk to an official at your local post office about this. Maybe stop mail delivery and go to the PO 1-2 times a week to get your mail in person.
 
StarSong said:
I didn't know one could open a checking account without funding it. Interesting.

Sounds to me like you've had your identity stolen. Not sure how you get alerts attached to your name and ID, but if it were me wearing your shoes I'd get in touch with a bank officer and one of the big credit watching companies. These actions could come back to haunt you.

If the fraudsters are using your mailing address, it's probably time for a locking mailbox or other means of thwarting them from getting their hands on mail that they're intentionally having sent to your true address. I'd talk to an official at your local post office about this. Maybe stop mail delivery and go to the PO 1-2 times a week to get your mail in person.
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My mail gets dropped directly through a slot in my front door. I have been reading about cases where the banks themselves are opening these accounts. Wells Fargo had to pay out a huge lawsuit about three years ago. I just spoke to a snarky woman at the bank who said that I didn't need to speak to someone in the fraud department. She took down some information about the account. Then she refused to mail a letter saying that the account was closed.:mad:
 
StarSong said:
I didn't know one could open a checking account without funding it. Interesting.

Sounds to me like you've had your identity stolen. Not sure how you get alerts attached to your name and ID, but if it were me wearing your shoes I'd get in touch with a bank officer and one of the big credit watching companies. These actions could come back to haunt you.

If the fraudsters are using your mailing address, it's probably time for a locking mailbox or other means of thwarting them from getting their hands on mail that they're intentionally having sent to your true address. I'd talk to an official at your local post office about this. Maybe stop mail delivery and go to the PO 1-2 times a week to get your mail in person.
Click to expand...
carouselsilver said:
My mail gets dropped directly through a slot in my front door. I have been reading about cases where the banks themselves are opening these accounts. Wells Fargo had to pay out a huge lawsuit about three years ago. I just spoke to a snarky woman at the bank who said that I didn't need to speak to someone in the fraud department. She took down some information about the account. Then she refused to mail a letter saying that the account was closed.:mad:
Click to expand...
Sounds like it's time to contact the Federal Reserve. They police the banks and and help people with banks that violate the banking laws and regulations. They may refer you to another agency for resolution of certain matters.
 
caroln said:
Sounds like it's time to contact the Federal Reserve. They police the banks and and help people with banks that violate the banking laws and regulations. They may refer you to another agency for resolution of certain matters.
Click to expand...
Thanks, I will definitely check into that.
 
Tom 86 said:
Good point. I'll do that as soon as I get off here. Thanks. I can count on good information here. :love:
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Glad I could help. We've had a Discover card for many years and I get cash back to use on my balance (if I have one) or it can be used on Amazon as a credit when you order something.

A few years ago, we got a call from Discover telling us that they noticed unusual activity on our card and wanted to know if we had been in CA and FL recently and charged over $5,000 worth of merchandise. Of course, we hadn't been in those states and hadn't made purchases. They said they would take care of it and we never heard another word. They sent us new cards. I appreciated them monitoring our card and alerting us that something suspicious was going on.
 
I have also reported both incidents to the FBI. They have a department that deals with fraud committed using the internet.
 

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