All my accounts were wiped out': Woman warns of text scam posing as bank

This one has been around for months now. I probably get one a month. I block and delete.

And it helps that I'm paranoid as all get out and check and verify nine ways to Tuesday.
I don't get that kinda crap.. but if I did they would be blocked and deleted. The important lesson is that no-one should ever reply to a link....always, always go directly to the official website where if there's a problem it will show there..
 

If I got any call, text, email, etc., the first thing I would do is call my bank and speak with the officer there who I know. I can't imagine reacting any other way.
 
I keep getting a warning if I don’t pay my E-Z Pass account of the $45 I owe, they will be forced to issue a warrant for my arrest on fraud. I told them go ahead and have me arrested. I could use some rest time with people serving me 3 meals a day.
 
I feel for the woman in the video. She blew it when she gave the "banker" the security code that was texted to her, even though banks always include a message similar to this. (I just signed into my bank so I could see it and X-ed out the code & phone number):

"DO NOT text or give this code to anyone. Only enter your access code XXXXXX online or in the app. If you didn't request this, call 1-877-XXX-XXXX."
 
I get it in a moment when you may fall for something and NOT think. I am extremely cautious and do not take text for real or calls can go to voicemail then I will contact bank by their phone #.
It seems like just common sense but in the moment, some forget to stop and think about it.
Recently my boss almost fell victim and when he was telling me about a call same set up as the OP video, he started to tell the story he began to see red flag after red flag. Overly urgent/ wrong name given as his goes by his middle name but has bank set up with legal first name but in the moment these mistakes/ errors did not alert him.

He was a bit embarrassed to think of how close he became to giving these scammers even a crumb of information. He went to his bank and told them shared the text # and such with them to report.
Technology can let people spoof your bank phone# so there is NO safe way other than to call back using a real phone # not one provided. if ever in doubt call bank and place a freeze on accounts.
 
Thanks to all for the useful information. The more I hear about this kind of thing, the closer I am to just putting all my money under the mattress!
 


Back
Top